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Easy Ways to Budget Your Money

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Earning An Irregular Income

You’re finally there, ready to make a budget, pay off your debts and save some money. Where do you start? There are so many different types of budgets and opinions that it’s hard to make heads or tails of it all. Let’s take a minute to break it down simply: Determine Your Goals Before starting any budget, ask yourself what your goals are. If you have debts, of course, you want to pay them off. However, look further. Once your debts are paid, what do you want to do with the extra money? Are you planning to buy a house? Do you have a dream destination where you would like to go with your family? That sports car you’ve been … Read more

3 Things that Affect the Selling Price of a Business

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When selling a business, the owner is certain to be concerned with getting a good price, having the legalities and paperwork go smoothly, and selecting a buyer that will maintain the reputation and vision of the company. But, how does a business determine its selling price? Although it may seem that it would all come down to profitability versus cost, there are actually several factors that can determine the price of a business. A potential seller should hire a consultant who can get them the clearest possible terms on a sales contract. A business should make a sales presentation that is honest, while accentuating the positive. The seller must be prepared to answer many questions and have documentation to back … Read more

Instagram Tips for Your New Business

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If you’re starting a new business, you need to understand the importance of having a strong social media presence. Even if you’re running a brick-and-mortar store, many customers are going to find you on Facebook or Instagram before they’ve even walked through your front door. You need to understand several Instagram tips to get ahead. Being active on social media means getting the attention of younger generations and being taken seriously by people who want to learn more about your brand. That’s why so many business leaders want to understand the purpose of a podcast and how to get more Facebook page likes. For new businesses, it’s especially important to make an impact on social media because they need to … Read more

Three Diversification Strategies for a Perfectly Balanced Portfolio

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The following is a guest post by Dan Kent, owner and writer for Stocktrades.ca. This guest post is about diversification strategies. For more information about guest posting on Money Q&A, check out our guest posting guidelines. I deal with a lot of new investors. Those who are attempting to leave their banks or fund managers and instead take control of their own finances. As such, the question that frequents my inbox the most from those who are looking for advice is “how do I construct an investment portfolio?” I’ve often stated that building a portfolio is the most difficult task you can take on as a new investor. The tendency to allocate either too little or too much in a … Read more

Paperless – The Story of Cost Efficient Operations

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Paper waste is an unnecessary addition to the growing waste problem that your planet is facing. Paper can be recycled, but more often than not in businesses throughout the world, the paper ends up in a trash bin. According to an article by Fortune magazine, “for every million dollars in revenue, a company generates an average of 7.8 metric tons of waste. Almost 40 percent of that waste is easy-to-recycle paper. The study also found that if companies could reduce their paper waste by just one percent, they could save almost one billion dollars”. Let’s think about that for a moment. One billion dollars could potentially be saved per year. This number only applies of course to businesses that generate … Read more

Top 6 Ways to Minimize Your Study Loan Debt

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Without student loans, enrolling in a course would be a nightmare. But even with enough money to fund a four-year degree course, many questions such as the following come to mind: Do you have a student loan debt repayment strategy or you need writing help with drafting one? At what interest will you be repaying college student loan debt and how will it affect your quality of life? Well, given that most loans for higher education start accruing interest soon after graduating, a repayment plan is something you should draft beforehand for a stress-free life. You don’t want to end up spending more than half of your salary every month or business revenue on servicing education loans. Your first job … Read more