Guest Contributor

It’s better to deal with your debt problems from their early stages, as they should not be considered *just* a finance problem. These problems can suck the life out of you and infiltrate in all of the aspects of your life. There are lots of solutions, of which we’ve written here. We hope you’ll find your way out of your debts with this article. Do you actually have debt problems? Two known ways to get out of debt are known, and they depend whether you are in an actual crisis or not. So first, you need to know if this is a crisis. Ask yourself if you’re struggling to pay the necessary bills – mortgage, energy bills, and rent and … Read more

Whether you are a seasoned investor or someone just looking to get their feet wet, one of the biggest decisions in the investment industry today is whether or not to invest in stocks or move towards an ETF. Of course, there are a plethora of investment methods and these two aren’t the be-all-end-all, but they are definitely the most popular. Mutual funds, for good reason, are losing popularity and ETFs and DIY stock investors are increasing every single day. I’m going to explain what exactly a stock is, and what exactly an ETF is, plus some pros and cons to investing in stocks and ETFs. I really hope it brings some clarity to a very frequently occurring question that most … Read more

You’ve crunched the numbers and it’s clear – you need a loan. Or, you’re ready to make big changes in life, the kind that can only be carried out with major help from a lender. Loans can help you move forward or get back on your feet, but they’re never to be taken lightly. There’s a lot to learn about how to choose a lender. Some loans, like mortgages, can take decades to pay off. Therefore, the research you do and the questions you answer – prior to making the commitment – have a huge impact on your financial future. 1. What kind of loan are you looking for? Some lenders specialize in certain types of loans. That is to … Read more