4 Foolproof Tips for Families to Save on Their Taxes

How to Save on Taxes

No one likes owing the government at tax time, especially if you’re raising a family. Every dollar counts when it comes to giving your kids the most advantages and experiences you can provide. Unfortunately, federal, local, and state governments take a chunk of your income each payday, but that doesn’t mean you can’t minimize your tax burden. Using these foolproof tips, you can save on taxes and have more money for the people you love. Buy an Electric Car It seems counterintuitive to make a five-figure purchase to save money, but when you buy an electric car, you’re cutting your tax bill dramatically and could end up putting cash in your pocket. The Qualified Plug-In Electric Drive Motor Vehicle Credit, … Read more

How to Save for Retirement on a Limited Budget

Your 401k retirement plan is not an emergency fund

The following is a guest post by Ramona, a freelance web designer and personal finance blogger with PF Today. If you’d like more information about submitting a guest post on Money Q&A, check out our Guest Posting Guidelines. Retirement was easy decades ago. At least that’s what my grandmother used to tell me: You worked until you were 55, then retired. The state would pay a pension that was enough to live off. And you were also paid that pension for as long as you were alive. Guaranteed. Times have changed now. We can’t work for 30 years (like they did), then retire and live 30 more years on a state pension plan. The state cannot support all the retirees today, … Read more

How Do Paid Online Surveys Work?

Make Money With Paid Online Surveys

In the internet age, more and more people are flocking to the web to make extra income. One of the most talked about ways to make some extra cash online is by completing online surveys. While it might not be a way to replace your job, the best paid online surveys offer enough money to start building a savings account or fund some fun activities. People are often hesitant to try online surveys because they think they are all scams. After all, that money has to come from somewhere, doesn’t it? We fear what we don’t understand, so knowing how online surveys work should combat some hesitation. Where Does the Money Come From? Surveys are a form of market research … Read more

Tips for Selecting the Correct Debt Consolidation Loan

Escape the Weight of Your Crushing Debt

When it comes to a debt consolidation loan, this can give you some benefits if you have much debt to handle. If you want to select the correct loan, then you need to consider some things. Read on to find out about some tips for selecting the correct debt consolidation loan that will suit you. You Should Look Around It is important that you shop around when looking for a right debt consolidation loan. It may not be a good idea to concentrate on a certain lender with whom you have pursued business before. If you want to be certain that you will acquire the best deal concerning your situation, it is vital that you talk to some different lenders. … Read more

What You Need to Know About Starting a Career in Trucking

Tips to Find Better Trucking Finance

Driving a truck remains a very popular career. No matter what technology may do to education, shopping, or even medicine, there are still things that must be moved from one place to another. That security makes it an appealing choice for many people. In time, some of those drivers begin thinking about owning a truck themselves and working independently with a career in trucking, choosing their own workload, destinations, cargo types, and otherwise being their own bosses. Career in Trucking For those aspiring entrepreneurs, there are a number of barriers. The most obvious is the purchase price of the truck. Commercial vehicles are very expensive and require skilled maintenance, so many drivers simply can’t afford to put a rig of … Read more

Budgeting for Health – Ways to Save on the Cost of Prescriptions

Benefits of a health savings account

Prescription drugs are notoriously expensive, and there are many Americans who have to make real sacrifices to afford their medications every month. This is a tough situation for anyone to be in, but there are options. Even under the current system, there are ways to save a great deal of money on prescriptions, but not everyone knows about them, and sometimes they can be tricky to figure out. Here are some ways you can budget for health, reduce costs, and save on prescriptions. Check Your Coverage Chances are that you have some kind of health insurance, even though it is not mandated this year, and you can self-insure without penalty. However, if you have insurance there is probably a prescription … Read more