Answering Your Education and College Savings Questions

Dave Ramsey’s Baby Step 5 – Save For College

I wrote an overview of Dave Ramsey’s baby steps system from his book, The Total Money Makeover, and I have been dissecting each of his individual baby steps as well. The Total Money Makeover is a personal finance book that I highly recommend and one of the greatest personal finance books to read. Today, we talk about baby step 5, saving for college for your children’s education. Today, we will look at Baby Step 5 in more detail which is to invest and save for your children’s college education. There are seven Dave Ramsey baby steps that you should follow in order that will lead you to financial peace. Dave Ramsey’s baby steps are… Baby Step 1 – $1,000 Emergency FundBaby Step 2 – Pay Off All … Read more

Upromise Is The Fast And Easy Way Way To Save For College

by Hank Coleman

Save For College - Upromise Is The Fast And Easy Way

When it comes to saving money for college, many students and parents are turning to extra jobs, grants, student loans, and scholarships. But, there’s another way that you can earn money for college. At Upromise, they’ve gone the extra mile and made it easy to save for college.

What Is Upromise?

You can join Upromise for free. That’s right, absolutely free of charge.

Once you’ve become a member you can begin shopping on the Upromise website through featured shopping partners. These are merchants that you are already shopping with, but by buying things through the Upromise website, you can earn money for your children’s college education.

You earn cash back by shopping online, going out to eat, registering your store (both drug store and grocery store) loyalty cards, booking travel arrangements, and other shopping tasks and experiences.

You can also apply for the Upromise Master Card to help you earn money for college even faster. For each purchase, you’ll be earning cash back on your card. When you have earned cash back, you have three ways that you can use this money.

Save For College Using Upromise

The first way that you can use your savings from Upromise for college expenses is to put it into a college fund for your child or children.

The second way is to pay down a student loan with the money that has accumulated in your Upromise account. And, the third way is to get your cash back returned to you via a check.

If you choose to open a college savings plan, you can set it up to directly deposit your cash back into this fund. This fund is ran through a Sallie Mae High Yield savings account.

How a Master’s in Public Administration Can Help You Run the Show

by Guest Contributor

Earning a Masters of Public Administration offers you the opportunity to become your own boss. In the process of gaining your degree, you’ll learn much more than how to communicate with employees and the public. You’ll learn how to form limited liability corporations and how to use a trademark to differentiate your brand. And if you don’t want to build a company from scratch, there are several jobs in both the public and private sectors where a Masters of Public Administration will boost you to the top. Below are only a few examples of how an MPA can lead you to run the show. Masters of Public Administration Jobs City Director The city director oversees the daily operations of all … Read more

How to Make Money While in College and Earning Your Degree

by Hank Coleman

Do you know how to make money while in college? Earning your degree is one of the most important decisions of your life. It takes hard work, dedication, and sacrifice. But, it will all be worth it on the day you land your dream job and come one step closer to the life you’ve always wanted. Until that day happens, you’ll still need a way to pay the bills. Here are some useful tips to make money while earning your degree. Work Full-Time, Learn Online Realistically, not everyone has the luxury of getting their degree before joining the workforce. Perhaps you’ve already landed a job at the company you’d like to advance in, but need a bit more education to get the promotions … Read more

11 Ways How to Easily Save Money in College

by Guest Contributor

As a college student, finding ways to save money while in college poses a great challenge. It needs someone with self-control and discipline to achieve this. 11 Ways to Save Money while in College is a simple and elaborate guide to the success of saving money while in college. 11 Ways How to Easily Save Money in College One might be tempted along the way, but setting your sight on the ultimate gains must be the major goal. To achieve one’s goal, 11 Ways to Save Money while in College must act as a guide. The 11 ways are as follows: Creating a Budget Creating a budget is the first step in saving money in college. Maintaining a strict budget … Read more

Three Financial Mistakes College Students Make – Radio Interview

by Hank Coleman

If you could go back to your former self and give advice, what would you tell yourself? Have you ever wished that you could go back to yourself as a college freshman and change your ways or tell you how to behave differently? I sometimes think back to what I would have told myself about the financial mistakes college students when I was in college. I should have cooled it with credit cards. I should have had a budget. I would definitely have done a few things differently.

Find out about the best financial tips that college students need to know and financial mistakes college students make when I discussed the issue with Heather Moore and Ben Brashen on the Brashenomics Radio Show this past week.