Investing Archives

Lifestyle Choices: Making the Decision to Buy a Second Home

To those who find it a challenge to manage their finances around one mortgage, the idea of buying a second home can seem like a stretch. There are good, workable ways to approach the idea of a second home. They call it the property ladder for a reason – once you have one home, moving to more properties becomes easier. Aiming to buy a second or third home shouldn’t even count as financially ambitious. Buying a Second Home If you’re like most middle-class families, you probably need to plan for and income of £50,000 a year once you retire. It can take a £1 million pension pot to make it happen. To most people, the property ladder is the only way … Read more

Guide to Investing in Your 20s – Everything You Need to Know

by Hank Coleman

How To Not Let Investing Intimidate You with Wall Street Survivor

When you’re in college and/or new to the full-time workforce, finding the motivation to regularly save money can be challenging after so many years of relying on your parents and minimum wage, part-time jobs to pay for the things you need and want. Now that you’re bringing in a decent income on your own, it can be tempting to splurge on the things and experiences you’ve been wanting for so long but couldn’t partake in due to income limitations. However, getting on the track to long-term financial stability should be one of your biggest goals for your 20s, and that starts by consistently saving and investing a percentage of your income. This should also include retirement planning; although you’re new … Read more

How to Invest in Property Liens and Why You’d Want To

by Jennifer Davies

Paying off your mortgage and eliminating PMI

The following is a guest post from Chris. Chris started a digital marketing business that focuses on freelance writing, content marketing, and SEO while working full-time and playing dad to two kids. You can check out his blog – Money Mozart, to read more. There are several ways to make money in real estate, such as owning property and selling them at a profit or earning rental income. You can also buy real estate shares if you prefer through peer-to-peer investing fintech websites like Streitwise, Fundrise, PeerStreet, Roofstock, and others. However, an often overlooked method of making money in real estate is through property tax liens. In the simplest terms, you can earn money through property tax liens when homeowners fail to pay … Read more

5 Unique and Frugal Gifts for Mother’s Day

by Hank Coleman

Mother’s Day is just around the corner, and Americans will collectively spend approximately $20.7 billion on their moms this year, or about $168 individually. You can find several great and cheap mothers day gift ideas both online and in a store near you. But, you don’t have to panic. If your budget is currently tight, but you love your mom (or grandma, or mother-in-law) and want to get her something special, then you should start now with these cheap mothers day gift ideas to find just the right present for her. 5 Unique and Cheap Mothers Day Gift Ideas Here are a few unique and cheap mothers day gift ideas you might want to consider this year: Symbolic Animal Adoption Is your … Read more

Three Reasons Why You Should Not Invest In Gold Now

by Hank Coleman

Despite what many gold bugs want you to believe, gold is not the best investment out there. There is a lot of hype about the precious metal, and it is the favorite topic of the talking heads on television. Is now the time to invest in gold? The recession has had a lot of people spooked about stock market prices falling, and there has been a subsequent rush into gold driving up the prices. People love to invest in a tangible real asset when times are tough. Now that gold is at an incredibly high price and the stock market is once again showing signs of recovery, now is the time to avoid the glitter of gold. Investors should not … Read more

What Are Bonds and Are They Worth Investing In?

by Hank Coleman

Basic investment advice tells us that they are safer (but potentially less rewarding) than stocks, but truly learning the ins and outs of bonds is cast aside in favor of the latest and greatest investment opportunities like cryptocurrencies and junk bonds. While bonds are less popular amongst investors with moderate to aggressive investment strategies, it’s still worth knowing what types of bonds are out there and which ones might be good additions to your investment portfolio. Have you ever wondered what are bonds? In a nutshell, they are debt issued by a government institution or corporate entity. They are the bread and butter of conservative investment strategies because they typically assume a little risk and moderate returns, paid out when the … Read more