Personal Finance

The following is a guest post by Molly Barnes, author of the Digital Nomad Life. If you’d like to contribute a guest post to Money Q&A, check out our guest posting guidelines. Most people look forward to their annual vacation, it’s a great opportunity to enjoy some downtime. While a traditional one or two-week vacation may be refreshing, do you find you’re left wanting more out of your travel experiences? What if you could spend every day traveling? Seriously meaningful traveling — not just a week here or a long weekend there. Did you know you can make this a lifestyle by becoming a digital nomad? You’re probably wondering how you can do this without being a trust-fund baby or … Read more

There are countless ways to make money online these days, but not all of them are created equal. Some are entertaining but pay next to nothing for participants, while others are somewhat boring with bigger payouts for users willing to put up with mundane tasks or effort-intensive activities. Survey Junkie represents the best of both worlds: it allows users to take interesting, personally relevant surveys while paying a decent amount for survey completions compared to other survey websites. Survey Junkie is also one of the few survey sites that give some points to users even if they don’t qualify for a particular survey (you still have to spend time filling out basic demographic and psychographic information to determine eligibility, after … Read more

The U.S. economy is booming right now, with unemployment rates at record lows, consumer spending rising at steady rates, new home construction rates skyrocketing, etc. Although economists are still concerned about things like the student loan debt crisis, rising rates of job automation, and the lack of affordable housing for low-income renters around the country, the American economy is performing its best since pre-2008 economic activity. However, what goes up must come down at some point. An economy this hot can’t grow endlessly without some kind of burnout, whether that eventually involves mass defaults on student loans, another housing market crash, or some unforeseen economic crisis in the coming years. In both good and bad economic times, it’s important to … Read more

In a world where countless credit cards without annual fees exist, it might seem like a waste of money to have a credit card that charges you anywhere from $49-$500+ every year just for the benefit of having that card. Annual fees are not too popular among credit card issuers, as a 2017 survey of 100 credit cards found that just 24 charged annual fees (and 9 of those 24 reduce or waive the annual fee during the cardholder’s first year of use). I’m a huge fan of the American Express Platinum card and the perks it offers. Apply for an American Express Card with this link. You can earn 60,000 Membership Rewards® points after you use your new Platinum Card … Read more

By now, you might’ve already heard about (or watched) Netflix’s wildly popular new show, Tidying Up with Marie Kondo. The show came about after Marie Kondo’s lifestyle routine called the “KonMari method” gained a huge online following, with many people reporting their lives were transformed for the better once they de-cluttered their homes, worked on their relationships and focused on things that genuinely “spark joy” in their lives. How to Tidying Up Your Finances like Marie Kondo Perhaps unsurprisingly, the KonMari method can easily be applied to personal financial management. Although the main principles of discarding and sorting may seem too simplistic to transform your everyday financial habits and long-term budgeting goals, there are plenty of lessons Marie Kondo’s method … Read more