Personal Finance

Articles on Money Q&A about personal finances and how it affects and interacts with your money and finances every day.

Money Q&A Interview On KGO 810AM San Francisco

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I was recently interviewed on KGO 810AM San Francisco. This was my first interview talking about money matters and consumer savings tips. I was interviewed about the article that I wrote detailing how to save money on my moving expenses. Ten Ways To Cut Costs On Moving Expenses Moving from one home to another or into your next apartment is expensive. But, there are many moving tips that can help you save money on moving expenses. I have come to find this out the hard way. For years, I have been blessed with an employer that covered all of my moving costs, but this time it is different. This time I am footing the bill by myself. You may remember … Read more

Reader’s Question: Should You Pay Your Mortgage Off First or Invest for Retirement?

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Understanding The Types Of Mortgages Available To Save You Money

Here is the next installment in our the Reader’s Questions Series which highlight questions emailed to me by you, the readers of Money Q&A. This one deals with whether you should pay your mortgage off first or invest for retirement. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover if your money question is chosen to be featured in an upcoming blog post. If you’re not familiar with Dave Ramsey’s book, you should run right out and get it. It is one of the best personal finance books that everyone should read. Now….on to our reader’s question. Should you follow Dave Ramsey’s baby steps to the letter? Or, can you switch … Read more

Four Overlooked Estate Planning Documents You Need

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The following is a guest post from Don at MoneySmartGuides.com where he posts about personal finance for the average person. Sadly, personal finance isn’t taught in school and many people are confused on the subject. Don is here to help educate everyone in hopes that they reach their personal finance goals! When it comes to estate planning, most people avoid the topic. It’s understandable, but there are four estate planning documents you need to have. It’s understandable since talking about your own death isn’t something most people look forward to. But estate planning isn’t completely about you. It’s about what you are leaving behind and the decisions that others will have to make in your absence. By having the proper … Read more

Book Review: The Psychology Of Wealth By Dr. Charles Richards

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Dr. Charles Richards, Ph.D. has written, The Psychology of Wealth, about how we think and feel about our money and how we interact with it.  Why can you find a wealthy couple that has a net worth of over $1 million who still live paycheck to paycheck with no savings? Why are there middle class Americans earning $30,000 who have a fully funded emergency fund, taking family vacations, saving for an early retirement, and living their lives carefree of money worries? What is the difference between these types of people and how they handle their money? Why do we all think and feel differently about our money and how we interact with it? Dr. Charles Richards, Ph.D. has tried to … Read more

Ten Things I Have Never Told You About Me

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I have said before that I don’t always share very much about my personal life here on the blog. A part of me still thinks that you, the readers, probably don’t care much about me – Hank Coleman – and my life, and that is why I have not shared too much before now. But, Pat Flynn had a great guest post on his blog, Smart Passive Income, that talked about really connecting with your readers by pulling back the curtain a little bit and showing you the person behind the words that you graciously read here. And, I know that friends like Ryan from Cash Money Life and others have written posts about getting to know them as well. So, I thought … Read more

Infographic: 10 Most Asked Money Questions

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Below is an infographic showing you the ten most asked money questions that readers of Money Q&A have had over the past two years and their answers! Embed the above image on your site<p><a href=”https://moneyqanda.com/wp-content/uploads/2012/02/Moneyqanda-Infographic.png”><img class=”alignnone size-full wp-image-2387″ title=”Moneyqanda Infographic” src=”https://moneyqanda.com/wp-content/uploads/2012/02/Moneyqanda-Infographic.png” alt=”Money Q&A’s 10 Most Asked Money Questions” width=”527″ height=”1024″ /></a></p><br /><br /> <p><a href=”https://moneyqanda.com/”>Money Questions</a> – MoneyQandA.com Just a Few of the Top 10 Money Questions Asked on Money Q&A 1. Should I Pay Off My Highest Interest Debt Or Debt With The Smallest Balance First? I can understand both feelings and arguments for each of these debt reduction tactics. I’m a huge fan of Dave Ramsey and The Total Money Makeover where he recommends paying off your debts using the debt snowball method … Read more