Have you ever wondered where people get the things that they sell on eBay or Half.com? Have you ever stalked an item on eBay? My wife used to desperately want a crystal Tiffany’s iconic blue box. For weeks, I stalked the item on eBay in order to get it for her for Christmas one year. I was barely able to find it in time. I almost had to pay full price for the crystal box. Have you ever seen items in stores that you know are selling for a higher price on eBay? Have you ever seen items on a website that you know sell for a higher price on … [Read more...] about How to Make Easy Money Selling Online with eBay Arbitrage
I was walking around Target the other day when I ran across this shelf of piggybanks that are featured on this picture. And, I just had to snap this picture. I wondered if having a personalized piggybank will help inspire you to save more money. I have a jar sitting on my dresser that says "casino money" right on the front of it. It is one of many that you can buy that lists what your savings goal is. I have seen others that say things like "new car", "down payment", "vacation", etc. Mine just happens to say "Casino Money" because I have a … [Read more...] about Would A Crazy, Wacky Piggybank Help You Save More?
What do you measure in your life? Do you count calories? Do you count how many visitors check out your website everyday (or every hour if you are me)? You should be counting things in your life. Counting implies that there is a goal in the end that you are counting towards something in the end. Thos with a goal have been shown in studies to ultimately be more successful in life. A study of Harvard MBA students in 1979 who were followed for ten years found that the 13% of the class who had made goals for themselves were earning, on … [Read more...] about The Only Two Numbers You Should Measure in Your Finances
Insurance is one of those topics that people do not want to discuss. No one really wants to think about when they will die, getting sued, or becoming disabled. But, the people who are hurt the most are our family members when you do not have the proper insurance plans and coverages. Unfortunately, there are many types of insurance that you need to consider owning. Below are some of the most critical ones. Three Types Of Insurance You Need Term Life Insurance I’m a huge fan of term life insurance over whole life insurance. This, in … [Read more...] about
Last week I made a horrible confession. I am a greedy investor, or more importantly, I WAS a greedy investor when it came to my Lending Club account and investing in peer to peer lending loans. But, I have learned the errors of my ways. I love Lending Club and the idea of earning a great rate of return by investing directly in peer to peer loans of people who need funding and may not otherwise receive it. So, I’m not giving up on investing in peer to peer lending through Lending Club. I’m trying to be a better loan picker and evaluator. So, … [Read more...] about Dissecting My Twelve Loans That Defaulted On Lending Club
I completely messed up investing in peer to peer loans through Lending Club by being greedy. Jim Cramer is famous for saying that both bulls and bears can make money, but pigs get slaughtered. What he means is that it is one thing to make money or make a living with your investments. But, to try and make a killing on them, you will often be crushed by those very same investments. I’m ashamed to say that I got greedy with my Lending Club investments and tried to push the envelope, and I got burnt. Keep reading to see what happened and … [Read more...] about How I Got Greedy And Lost My Shirt With Peer To Peer Lending Loans