Search Results for: home accidents

How Businesses Should Budget for Workplace Safety

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workplace safety

Few business owners would say they don’t care about safety. Most people want their employees to work without risk of injury or illness. A verbal commitment to safety isn’t enough to create a safe working environment, however. The workplace continues to pose danger to people in many occupations, including construction and logging. In fact, 5,190 American workers died on the job in 2016 alone. These numbers should concern workers and business owners alike. In order to create a safe working environment for employees, business owners need to invest in training and equipment. Let’s consider why and how businesses should incorporate workplace safety into their budgets. Investing in Safety Saves Money and Lives Workplace safety is essential to every part of … Read more

The Hidden Costs of Car Ownership that Can Bite You

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The Hidden Costs of Car Ownership that Can Bite You

Most of us need cars to get to and from our jobs, campuses, activities, and homes, but few of us take the time to really think about the affordability of car ownership. Should you buy or lease a car? Experts are divided on the best option for drivers who want to save money without sacrificing safety and convenience of personal transportation. On one hand, leasing a car is a great way to have a new car in your driveway with little to no down payment upfront. On the other hand, owning your own car gives you an asset (albeit a depreciating one) that you can later sell for a return of some of your money rather than just giving the … Read more

What to Do When Your Car Insurance Becomes Unaffordable

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Tips to Use When You Can't Afford Car Insurance

Accidents happen, but some accidents are more expensive than others. When it comes to multi-thousand dollar vehicles and the physical safety of other people, accidents can be downright unaffordable, even with decent auto insurance. Can you afford car insurance? Can you not afford to have it? If you were recently at fault for a car accident – even if you have years of clean driving records to prove it was a one-time incident – you will likely experience an increase in your premiums if the person you collided with decides to file a claim. As the DMV points out, there are many different factors that influence auto insurance rates, including your car’s year/make/model, your age, and your credit history. Gender … Read more

How To Get The Correct Insurance For Your Business

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Insurance is crucial for property, one’s life and business. It is prudent to ensure that your business is protected against any unprecedented loss of any degree. Getting your groove back after a loss is easier when you are insured by a reputable insurance company. Businesses face various types of risks on a daily basis. The risk usually depends on the type of business involved. For example, a public service vehicle might be involved in an accident while a bank gets robbed. As much as these risks diverge in degree, they all have policies that can cover you in case of a loss. Most business owners have their businesses insured. Unfortunately for some, this has been very expensive causing a lot … Read more

Do We Really Care About Texting While Driving? How To Implement Real Social Change!

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Dangers of Texting While Driving - Do We Really Care?

Do we really care about the dangers of texting while driving? Drivers and the insurance industry have to take a hard stance on texting while driving. Do we as a society really care about texting while driving? Or, do we simply pay lip service to the dangers? I am of the belief that Americans look the other way and really do not care about people who are texting while driving. Despite it being illegal in 38 states across America, we have done little to nothing to stop the rising trend. A survey released by State Farm in November 2012 found that 68% of drivers ages 18 to 29 text while driving, up from 64% last year, and 48% of them … Read more