U-Nest Review – Easy College Savings App

by

When you read about student loan debt in the news nowadays, there’s rarely good news about this phenomenon that’s more frequently referred to as a “crisis.” Just look at the latest student loan debt figures if you need proof: $1.56 trillion in outstanding student loans, 44+ million borrowers (including the parents/grandparents/relatives who co-signed the loans), 11.4% default/delinquency rate, and $101+ billion in default for more than 360 days. If you want to have kids soon or you currently have young kids and you’re concerned about their ability to pay for college in the future, then you’re no alone. Millions of parents around the U.S. – many of whom are still paying off their own student loans – want to create … Read more

Simple Ways to Free Up Your Personal Cash Flow

by
Manage your personal cash flow

Do you find yourself short on cash by the end of every month? Are you trying and failing to meet savings goals? It may be time to reassess your personal cash flow. Cash flow simply refers to your income after taking away your expenses. Ideally, you should have money left over after taking expenses out to save rather than accumulate debt. Taking a good look at where your hard-earned money goes each month can help you redirect it in more advantageous ways that you are better able to maximize your paycheck. Here are a few first steps to take. 1. Look at your existing contracts One of the first orders of business should be analyzing your existing financial obligations carefully. … Read more

How to Rebuild After Divorce and Get Your Life Back on Track

by

Divorces can be financially devastating. Not only is the loss of a spouse’s income detrimental to your fiscal health, but you also lose moral support, often retirement benefits, and the safety net that comes from having a partner. You can rebuild after divorce and get your life back on track. A few critical steps will help you start getting your life back together and rebuild after divorce. Forgetting or delaying these tasks will cost you precious time and money, and add to your headaches. Rethink Your Retirement Planning Money is typically tight after a divorce: Both partners’ monthly budgets will almost always take a hit as one set of household expenses becomes two. But that’s not an excuse to forget … Read more

Top 9 Best and Simplest Smartphone Apps to Earn Rewards

by

This is a guest post by Financial Wolves, a blog about making money with side hustles to help you achieve financial freedom. If you’d like to submit a guest post to Money Q&A, be sure to check out our Guest Posting Guidelines. Believe it or not, nowadays, we’re more active and enthusiastic on the internet than we are anywhere else. Recent research shows that online surfers spend close to 7 hours on the internet every day. It’s a known fact that the internet is great to socialize, share opinions, and develop your personality. However, what if we told you that you could earn amazing rewards and use your screen time productively? Yes, many apps let you earn rewards while you’re … Read more

4 Things to Consider Before Having an Elderly Parent Move in with You

by
How to Protect Elderly Family Members

According to recent studies on multigenerational caregiving conducted by the Pew Research Center, 12% of U.S. parents are also caring for an adult at the same time. This may include adult-aged offspring with developmental disabilities or elderly parents who have moved in with their children. It’s not unusual for elderly people to move in with their children or other relatives as they get older, lose the ability to maintain independent lives, and/or cannot afford to hire the caregiving help they need to fulfill their personal needs and household tasks like laundry, washing dishes and vacuuming. Sometimes the elderly parent is fully capable of caring for themselves but the costs-of-living have risen to high that they can no longer afford living … Read more

CoverWallet Review – Simple and Fast Small Business Insurance Quotes

by

Running a business – even if you’re just a sole proprietorship – is one of the most challenging, yet rewarding things you can do for work. Of course, it’s not just about balancing revenue and expenses, satisfying your customers, and growing your brand’s presence in the market – you also need to cover your bases in other ways, such as properly insuring your business against potential problems. The issue with commercial insurance is that it can be incredibly complex and costly if you don’t thoroughly research your available options before deciding on a policy. For businesses operating on particularly tight margins, choosing the right business insurance could mean the difference between shutting your doors and staying competitive for years to … Read more