Disclosures - This post is brought to you by Experian and contains affiliate links. While this was a sponsored opportunity, all content and opinions expressed here are my own. With Experian Boost™* results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.* Some links may be affiliate links where I may earn a small commission if you choose to click on it. One of the most important numbers in any adult’s life is their credit … [Read more...] about Experian Boost™ Review – A New Way to Boost Your Credit Scores
In an ideal world, we would all be on the same page as our life partner when it comes to money management practices and even just basic openness and honesty about finances. However, the reality is that people rarely dedicate enough time to discussing the financial side of being in a committed relationship until after they get married. Whether you know very little about your fiancé’s finances or you’re both completely open with each other about your individual and shared financial situations, here are 6 considerations to your married … [Read more...] about 6 Financial Considerations to Make Right After Getting Married
Everyone knows that the stock market fluctuates frequently and that it increases and decreases sometimes by large amounts. But why do the stock prices change? What are the factors that cause the changes? It’s important to identify the forces that cause this volatility. Here are some of the key reasons why stock prices fluctuate. The Economy When there are changes in the economy it has a direct impact on the stock market. Whether this is a boom or a depression, you’ll see a change in stock prices the moment that this … [Read more...] about What Affects Stock Price and Makes Prices Move?
Whether you have children or grandchildren that are looking to receive a college education in the future, you’ll be considering the ways in which you can effectively and efficiently put money aside to help them pay for college. There are several ways that you can do this, including utilizing your Roth IRA or setting up a 529 college savings plan. What is a Roth IRA? Before discussing the effectiveness of using a Roth IRA as a means to pay for college, it’s important to first identify exactly what it is. For those that aren’t familiar with … [Read more...] about Can I Use a Roth IRA to Pay for College?
Everyone wants to save money on the cost of owning a home, but very little people know how to save money on your mortgage. A large monthly expense that many people can struggle to pay, it’s good to know efficient ways of decreasing your monthly payment so that it’s more manageable, and how to pay off your home loan quickly so that you don't have years and years left on the term. The Perks of Paying Your Mortgage Early You’ll own your own home – the sooner you’ve paid off your mortgage, the sooner you’ll own your own home. … [Read more...] about How to Save Money on Your Mortgage
A recent study found that 42% of Millennials have used alternative financial services and 39% of the general population has used these services, which include payday loans, pawnshops, rent-to-own programs, and car title loans. Short-term loans are often risky for borrowers, but there could be some advantages to taking out this type of loan if you’re in a pinch. Pros and Cons of Alternative Financial Services To help you decide whether alternative financial services might suit your financial situation, here are some considerations to make … [Read more...] about The Pros and Cons of Alternative Financial Services