Search Results for: business

Are You Feeling Peer Pressure To Buy Whole Life Insurance?

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Pressure To Buy Whole Life Insurance

A friend of mine recently complained about an old college roommate who was trying to pressure him to buy whole life insurance. He was having trouble figuring out how to tell him no, because they’d been so close back then. This is an all-too-common occurrence for young professionals in their late 20s and 30s. This is the time when friends and family are test-driving new professions — like sales gigs, for example. Many insurance brokers push whole-life policies because they provide them with the juiciest of commissions. Several governmental surveys suggest that the average American will change jobs more than 11 times in his life. For many of us, it’s only a matter of time before we take a sales job that … Read more

How To Compete In The Current Job Market

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If you were to believe everything that you read, you could be forgiven for thinking that the UK is in the midst of a significant economic recovery. While Britain may well be benefitting from improving business sentiment and job market, rising consumer confidence and a diminishing rate of unemployment. However, there are negative undertones that continue to restrict the potential for long-term growth. So even as international trade and foreign exchange activity continues to boom, not everything is rosy in the British economic garden. The same principle applies to the national unemployment rate, which fell to a respectable 7.2% during March. Alongside a rise in the national earnings average, this has triggered widespread optimism among job-seekers and those who are … Read more

ECN Brokers: Who, What and Why?

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The world of forex is dominated by jargon. With everything from currencies to broker formats having their own acronym, trying to navigate the forex world can be a bit of a minefield. Here, however, we’ve broken down one of the key acronyms: ECN. There’s always a huge debate about who’s the best broker to use and why some types of broker are better than others. Many people swear by using ECN brokers, but why? Here, we try to find out: What is an ECN? Foreign exchange brokers come in a variety of shapes, sizes and forms. Due to the fact that the foreign exchange market is unregulated, there’s no set format for brokers, and many deviate from the norm. ECN … Read more

Ten Top Insurance Payouts In Recent Years

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Whether claims are due to natural disasters or man-made ones, the insurance industry has had several huge payouts to make over recent years. This list sums looks back at some of the biggest insurance payouts. The financial collapse – Billions There has not been a figure set in stone as to the amount lost in the 2008 banking collapse, but billions of pounds is a conservative estimate. While the exact figure may still be unknown, what is known is the knock-on effect of bailouts and unemployment has caused the insurance industry to lose out in a big way. Hurricane Katrina – £78 billion A natural disaster of catastrophic proportions, when Hurricane Katrina ripped through the American south in 2005 – in … Read more

How You Can Budget With A Credit Card

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How to Budget With a Credit Card

My wife and I budget a little differently than most families. We budget with a credit card. We use a credit card for most of our purchases instead of cash or checks, and use that to monitor our family’s monthly spending. According to a recent Gallup poll, fewer than one-third of Americans follow a detailed written budget every month. Out of those who do, not all of them strictly follow their budgets. This may be a stark indication as to why American families are in financial trouble, with shrinking savings and increasing debt. So why do we have such a hard time sticking to a budget? Perhaps we feel our spending is often too hard to track. If that’s the case, … Read more

Is Buying An Extended Warranty Right For You?

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Buying An Extended Warranty

I recently had the  opportunity to interview Stephen Ebbett, President of ProtectYourBubble.com. Protect Your Bubble is a third party gadget insurer (extended warranty provider). We talked about buying an extended warranty. We talked about when you should and shouldn’t buy extended warranties. We also talked about the difference between insurance and warranties. Why are extended warranties offered for every imaginable gadget and electronics? Why do they seem to be on the rise and offered by every retailer imaginable? Do they deserve the bad rap that they have gotten? Is buying an extended warranty right right you? 15% OFF any Electronics & Appliances Insurance Products purchase with coupon code Discount15 for a limited time at ProtectYourBubble – GET A QUOTE! Below … Read more