Search Results for: business

How to Save Money When Buying a Purebred Dog

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How to save money buying a purebred dog

I have come to realize that there are many things that you must consider before buying a purebred dog. Meet the newest member of the Coleman family, Winston, in the picture to the right. After much consternation and nail-biting, my family and I finally decided to get a dog. This was a long, hard-fought battle of when and what breed to get. When is the right time to buy a dog? I don’t think there is one. I’m not sure what we were waiting for actually. I joked with a friend the other day that it was a little akin to waiting for the right time to have children. If you wait for the perfect time, you’ll never have children. … Read more

Are You Ready to Invest in a Rental Property?

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This is a guest post from Emily Guy Birken who writes at One Money Design. Now seems like the perfect time for investors to get started in the landlord business. The housing market is still recovering, which means that home prices are reasonable, interest rates are low, and rents tend to be relatively high. Under these circumstances, buying a rental property seems like a no-brainer. However, owning an investment rental property is not all about pushing wheelbarrows of passive income to the bank. Being a landlord comes with many risks-and just like any investment, you may not see a payoff. To know if you’re ready to handle these risks, ask yourself the following questions: 1. Do I have the necessary cash? … Read more

Four Best Home Insurance Discounts To Ask For

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You may qualify for certain discounts on your home insurance that you are not taking advantage of. You need to make sure that you ask your home insurance company if you qualify for home insurance discounts and are receiving these discounts on your homeowner’s insurance policy. Not capturing all of them can cost you a significant amount of money each year. Four Best Home Insurance Discounts You Need Bundling Car And Home Insurance Most people have seen the commercials about bundling your home and car insurance together in order to receive discounts on both. This is very true. Far too many people are focused on shopping around for the best insurance rates, but the best rates might be right there at … Read more

Three Tips for Making Extra Cash If You Don’t Have Time

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Time and money go hand in hand especially if you want to make money. Quick loans are being used as the top way to have the financial platform in order to be successful. Anyone who wants to earn extra money needs to think about how they will achieve this and specifically how much time do they have to achieve it. If you are one of the many people who do not have a lot of money at your disposal to make extra money, take a look at the top tips below on how to achieve a cash pile: Step 1: Devote weekends While it may be tempting to go out with your friends a lot on the weekends, you need … Read more

Should You Take A Lump Sum Or Monthly Annuity Payments?

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Should you take a lump sum or annuity payment?

Should you take a one time lump sum or annuity payment. Should you spread the payment out over the course of many years? Believe it or not, you may actually get the chance to make a choice like this. And, you need to have all the facts and understand how your choice can affect your family. Typically, we think of this choice when a new lottery winner is announced. We all tend to daydream about what we would do with a huge lottery win. It’s okay to dream of winning the lottery. That dream should also includes how you would choose to accept the winning payout. Is a reduced lump sum payment better? Or, should you parcel out your winnings … Read more

When Does Your Frugality Become Unethical?

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The Meaning of Frugal

What’s the meaning of frugal? Can frugality become unethical? Can we take things too far? Where is the line we cross when pinching your pennies is no longer morally acceptable? Are some cases of being frugal borderline illegal too? Potentially Unethical Frugality Using your employer’s internet for personal use Personal phone calls on company time Personal use of the copy machine Taking home ink pens, paper, and other office supplies from the office Eat the free samples more than once at the grocery store instead of a real meal Taking toilet paper from a restroom Taking home extras like condiments from a restaurant Bringing home the extra shampoo and toiletries you don’t use from a hotel – even if you’re … Read more