Search Results for: business

Car Salesmen Tricks They Do Not Want You To Know

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Car Salesmen Tricks They Do Not Want You To Know

As a car buyer, you are typically at a significant disadvantage when it comes to understanding the process and how the car dealership earns money. When you purchase items at the grocery store or most other retailers, you understand at the buyer how the store earns a profit. They purchase items at wholesale and then resell those items at a higher price to the consumer taking into account their overhead and needed profit margin. But, do you know the car salesmen tricks they use to earn a profit? But, things are a little different at the car dealership where there are many car salesmen tricks to squeeze you out of more money. There are so many other factors that go into … Read more

Ten Things I Have Never Told You About Me

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I have said before that I don’t always share very much about my personal life here on the blog. A part of me still thinks that you, the readers, probably don’t care much about me – Hank Coleman – and my life, and that is why I have not shared too much before now. But, Pat Flynn had a great guest post on his blog, Smart Passive Income, that talked about really connecting with your readers by pulling back the curtain a little bit and showing you the person behind the words that you graciously read here. And, I know that friends like Ryan from Cash Money Life and others have written posts about getting to know them as well. So, I thought … Read more

How To Break Your Addiction To Infomercials And Buying Stuff!

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Are you addicted to infomercials?

I normally do not write much about my personal life here on Money Q&A. A part of me thinks that you really don’t care about it, and I don’t really blame you. I’m not one to tell you how I overcame a mountain of credit card debt after college like everyone else or bore you with tweets about what I had for breakfast this morning. There are tons of other great personal finance blogs out there where you can follow the saga of people and their lives. I’m just not that into it, and you don’t see much of it here. But, I thought that I would break my own rule a little bit and share with you a little … Read more

Review Of Peer-To-Peer Lending Site – Prosper

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Prosper is a Peer to Peer lending website similar to Lending Club that connects individuals who want to lend money to others who are looking to borrow money. It is appealing to both borrowers and lenders because it offers great rates for borrowers and great returns for investors. As an investor, Prosper allows you to skip the bank and deal directly with borrowers putting more money in your pocket. And, as a borrower, you can typically save several percentage points on your loan than what you would have received otherwise from a traditional lender. Investing With Prosper Prosper allows you to invest an amount of money, with which you can loan out to other individuals. The minimum amount to loan … Read more

Why A Big Tax Return May Not Be So Bad

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I constantly fuss at my wife because she wants to have a fairly large ($3,000+) income tax return every year. Knowingly receiving a big tax refund each year is a big mistake that many workers make. I try to tell her that we are simply giving the federal government an interest free loan by doing that, but she simply doesn’t listen. It is always a constant struggle to get my wife involved in financial planning for our family. She simply isn’t interested in money and finances and leaves that portion of our lives squarely on my shoulders for the most part. So, I got to thinking. Does it matter if we get a big tax return at the end of … Read more