5 Personal Finance Tips to Change Your Life Forever

Personal Finance Tips That Will Change Your Life

Managing your finances is kind of art that unfortunately many persons are not so good at, let alone masters at it. Although, like any other thing in life, it is possible to improve and that’s why this article will share with you 5 personal finance tips that will change your life forever. Period. So, I invite you to give this article a read because it will make you more responsible for your finances if you take action. Let’s get into it. #1 – The Cash Diet Can Change Your Life Forget about keto and paleo because the cash diet is going to improve your life like no other thing in this world. You don’t really need to rely on credit … Read more

What to Do When Your Car Insurance Becomes Unaffordable

Tips to Use When You Can't Afford Car Insurance

Accidents happen, but some accidents are more expensive than others. When it comes to multi-thousand dollar vehicles and the physical safety of other people, accidents can be downright unaffordable, even with decent auto insurance. Can you afford car insurance? Can you not afford to have it? If you were recently at fault for a car accident – even if you have years of clean driving records to prove it was a one-time incident – you will likely experience an increase in your premiums if the person you collided with decides to file a claim. As the DMV points out, there are many different factors that influence auto insurance rates, including your car’s year/make/model, your age, and your credit history. Gender … Read more

How to Crowd Fund Your Investing with Wefunder and as Little as $100

How to Crowd Fund Your Investing with Wefunder

I’m always looking for the best return on investment. That’s why I love Lending Club so much and promote them on Money Q&A. I’ve also recently invested in a movie. The movie’s production company is using Wefunder to structure its deal for investors to participate in profit sharing. That was the first time that I had ever heard of Wefunder, and I was intrigued. Were other great investment opportunities available? It turns out that there’s a lot of them! The site is so much better than Kickster. Instead of earning just rewards for backing projects and startups, now you get perks AND a solid return on your investments through crowdfunding investing with Wefunder. I’m hooked! Now I’m even an investor … Read more

Top 5 Investment Ideas You Do Not Have to Manage

Pros and Cons of Using Robo Advisors

Investing your money is one of the wisest things that you can do for your finances. Investing your money will let that hard earned money make even more money for you. If you’ve never dipped your toes into the investment waters, then it can be a scary thought, but thankfully, there are dozens of investment ideas and options that you can choose from that don’t require you to be a financial wizard. Investment Ideas You Do Not Have to Manage Robo-Advisors Thanks to the Internet, investing has never been easier, especially for any investors that don’t want to be hands-on. There are plenty of ways that you can invest your money without having to manage those funds, and one of … Read more

Should You Subscribe to a Meal Kit Delivery Service? Like HelloFresh?

Should You Subscribe to a Meal Kit Delivery Service?

Meal kit delivery service has become a multimillion-dollar industry, which is expected to grow even bigger in the years to come. From Blue Apron to HelloFresh, meal kit delivery services offer consumers unparalleled access to (semi)affordable, fresh, and convenient meals for breakfast, lunch, and dinner. With a meal kit delivery service, you can choose 2-4 meals (on average) from a menu of 6-8 meals that changes weekly, ensuring you always have various options to choose from. Every ingredient you need is included with your delivery, along with a useful recipe card to help you cook the meal on your own at home. Should You Subscribe to a Meal Kit Delivery Service? But are meal kit subscriptions really worth it? Here’s … Read more

Top 6 Tips to Easily Keep Your Credit in Good Condition

Your Credit Score May Be Costing You Thousands of Dollars

For the most part, everyone knows that having a great credit score is essential. Credit operates as a major deciding factor when it comes to lending. Banks, more often than not, will review your score before deciding to help you finance major purchases. Items like a house or a car fall into this category, as do other types of big loans. How to Keep Your Credit in Good Condition Beyond that, good credit will come into play when trying to carry out other tasks like getting a job or renting an apartment. So, it’s important to keep your credit in good shape so that you have the widest array of options open to you. Here are a few tips. Don’t … Read more