Money Questions and Answers

What to Do When You Get Your Car Insurance Renewal

Like many people, car insurance renewal time is stressful and painful. The process is stressful because you feel obliged to read through pages and pages of documents you might not understand and feel pressured to sign without a second thought. The process is painful because you think there might be better deals elsewhere but overall, you know that your car insurance costs will be astronomical. What to Do When You Get Your Car Insurance Renewal So, what exactly are you meant to do when it comes time to renew your car insurance? Read your insurance policy Highlight issues you don’t understand or questions you want to ask your broker. Your broker is paid by the insurance company to sell their … Read more

How to Hire a Headhunter – Should You Pay for Job Hunting Help?

by Hank Coleman

If you’re graduating from college soon, recently unemployed, or you just hate your current job, there are plenty of resources to help you find a new job. Have you ever thought, “How to hire a headhunter?”. What about paying for a service that helps you find a job?

Whether you want to secure a stable, long-term career or hop around different jobs until you find one you love, it’s important to stay organized throughout your job hunting process so you’ll stand out in the applicant pool.

How to Hire a Headhunter or Job Service

Competitive industries can be difficult to find a job in right away because there are countless other job seekers applying for the same position that you are. Rather than wasting hours and hours sending off applications and hoping for a response, you can step up your job search by paying someone to help you.

This isn’t the best route for everyone, but if you’ve considered paying for help, then check out some of the good options available:

LinkedIn Premium

LinkedIn is used by millions of employees, job seekers, and employers alike, but is LinkedIn Premium really worth the paid upgrade? The answer depends on what your budget can handle, as well as your goals for finding a job. LinkedIn Premium for Job Seekers costs $19.95 per month (after free trial), which gives you access to detailed salary information on job posts and pushes you to the top of the applicant pool as a “featured applicant” for some positions.

This feature alone could be worth the cost in a crowded job market, but if that’s not enough, then consider the InMail option, which allows you to contact a select number of people who you’re not connected to (which costs $10 each time for non-Premium members).

LinkedIn Premium also gives you more search options for job postings and useful charts and data on who has viewed your profile (and from what industry). Even if you only sign up for a month or two, LinkedIn Premium might be worth the cost to get your profile in front of hiring companies.

FlexJobs

One of the most popular paid job posting sites is FlexJobs, which charges $14.95 per month (search for 50% off coupons to save on your first month). With a FlexJobs subscription, you get access to pre-screened job postings across 55 different categories, with new updates each day and unique telecommuting options that offer flexible schedules and work locations.

It’s a good site for finding legitimate work-from-home job opportunities for a relatively low cost, and you can cancel your monthly subscription once you find a job, so you’re not locked into a long-term agreement.

Five Significant Ways to Become Indispensable in Business

by Guest Contributor

Rick Wong is the author of Winning Lifelong Customers With The Five Abilities

The following article is a guest post by Rick Wong, author of Winning Lifelong Customers With The Five Abilities. If you’d like to contribute a guest post to Money Q&A, be sure to check out our guest posting guidelines.

Competition is fiercer today than ever before, and no matter how much you focus on data, analytics, and performance, it may surprise you that what ultimately matters the most to people is the human touch.

Companies don’t make decisions—people do… and people make the most crucial business decisions for personal reasons.

It may come as a surprise to some, but in today’s fast-moving, data-driven marketplace, where people have more choices than ever before, the personal factors are more important than ever.

With over thirty-five years of experience working and growing revenue at Hewlett-Packard, Microsoft, and other Fortune 100 companies, I created a clearly written guide for salespeople and CxOs that defines the most important ‘outside the contract’ factors that decision-makers care about the most when deciding to make the initial purchase and those critical repeat purchases. You’ll never be left asking yourself,” What do I do now?” because you’ll have a framework to answer that question quickly and correctly.

5 Ways to Become Indispensable in Business

These are the critical factors that keep people coming back for more. Here’s a summary of The Five Abilities:

1. Optimize Your Visability*

Be consciously and consistently seen in the right way, at the right time, by the right people. Perfect your messaging so you know you can get people curious in less than 30 seconds, delivering heightened value-add that surprises them and exceeds their expectations.

Design every communication so that every time people see, listen to or watch something by or about you, they will quickly pay more attention, and naturally step in, bring you closer, and focus on learning more about what you can do for them.

2. Demonstrate Your Credability*

Show your creds! Demonstrate superior knowledge and utilize your experience in ways that prove you know how to help people. Then deliver what you’ve promised. In fact, deliver more than what you promised.

Impress every prospect, customer, decision-maker, and influencer and make it a total commitment to offer and give helpful advice and assistance that goes beyond your stated product or service. Be consistent and you will get referrals and achieve loyalty that opens the doors to new opportunities.

How to Sue Someone in Small Claims Court

by James Sullivan

Do you know how to sue someone in small claims court? It may not be as hard or as intimidating as you might think. Small claims court is truly the people’s court and can give everyday folks the opportunity to settle smaller disputes with lower costs and finality.

How to Sue Someone in Small Claims Court

Here are five things that you need to know about how to sue someone in small claims court.

Figure out who you are suing

Is the person you are suing a person (a heartbeat), or is it a small business. If so is it an LLC, S-Corp, or partnership, a large corporation, or a governmental entity. Depending on you who sue, make sure you are properly get their full legal name of the person and/or the entity. Doing this incorrectly may result in your suit being dismissed. Get your credit and finances on track with Lex OnTrack

Know your limits

Small claims court have jurisdictional amounts, this varies in all 50 states but is typically under $10,000.00.

Know the subject matter of your suit

Small claims usually settle small monetary disputes, you can also sue for ejectment as a landlord in cases of landlord-tenant cases. Breach of contract, trespass, damage to chattels (property) are common issues taken up by small claims court.

Stay organized

To have the best chance to prevail in any court you have to have evidence. Provide any and all documents, physical evidence and testimony that you think may be helpful to your case. Organize your testimony into several questions that directly address the points you want to make.

Money on a Runaway Train? First Stop – Financial Awareness

by Guest Contributor

Bankruptcy: A Love Story by Janet Lombardi

The following is a guest post by Janet Lombardi, author of Bankruptcy: A Love Story about financial awareness. If you’d like to contribute an article for Money Q&A, check out our guest posting guidelines. “I’ve got to get my finances together!” At some point, most of us have made this promise, whether it’s fueled by out-of-control credit card debt, off-the-leash student loans, or paycheck-to-paycheck living. I was aboard the runaway train myself several years ago when I secretly discovered my husband had been hiding hundreds of thousands in debt, emptied our accounts, let life insurances lapse due to non-payment, and other money chaos. Financial Awareness My memoir, Bankruptcy: A Love Story (Heliotrope Books), due out in June 2017, tells the … Read more

Investing 101 – Understanding How to Invest in Stocks

by Jeremy

Should You Wait for a Stock Market Correction Before Investing?

Stocks and bonds offer a way for anyone to invest their money. They are difficult to analyze but the concepts are easy to understand. Do you know how to invest in stocks? Investing in stocks isn’t as hard as you think it is. Here’s what you need to know about going long in stocks. For those who might not already know, we will take a minute to discuss these two options. A stock is an equity in a company. If the company gains in value, your piece of ownership increases in value and you earn money. Conversely, if the company lowers in value, you then lose money. A bond is a debt that a company borrows. Essentially, if you buy a … Read more