You can save using coupons. I struggle with it though. I throw them away actually. I don't mean to throw away coupons. It just happens. I stick them in my pocket, wait in line, go to the register and forget to use them. I also don't return to the store and ask for my missed discount.You might think that it's not such a big deal. What's a dollar here or there? But, like most small things, these missing savings can add up over time. Have you ever looked at the savings printed on the bottom of your grocery receipt? What if you forget your … [Read more...] about How To Save A Fortune Using Coupons And Loyalty Cards
Archives for November 2014
Buying investment property is stressful. Buying investment property typically means taking your personal tastes out of the decision. But, paying close attention to details that will make the home pleasing to future tenants. Here are some basic tips for buying investment property. Tips for Buying Investment Property Get Pre-Approved Unlike with some personal home loans, investment property mortgages generally require at least a 20% down payment. Make sure the properties you intend to buy are something that you … [Read more...] about Top 5 Tips for Buying Investment Property
Credit scores are a curious thing. On the one hand, they say a great deal about us; they indicate, at least to a certain extent, our fiscal responsibility. They’re used by banks, credit card companies, car dealerships, and many other institutions to determine our “creditworthiness.” What’s strange, then, is how difficult it can be to know just what your credit score is – and how to find it. I’ll give you some suggestions in a moment for how you can get your credit score for free. For right now, though, let’s put things in perspective. You … [Read more...] about How Does Your Credit Score Compare to the Rest of the US?
There are more would-be first-time house buyers than ever before, who think that they will find it almost impossible to get on the housing ladder without a bit of help to get them started with affordable homeownership. Many first-time buyers either have to make use of some funding from the bank of Mum and Dad if it is available, towards the deposit, or they turn to one of the homebuy schemes that have been set up to help people achieve their dream of owning their own home. Home ownership schemes There are currently four specific home … [Read more...] about Affordable Homeownership: How To Get Help To Buy a Property
You may not be fully aware of it, but you're probably sitting on your own personal treasure hoard: a stash of airline miles, hotel points or reward points you've earned through your credit cards. Are you wasting your reward points and frequent flier miles? According to statistics compiled by Points.com and its parent Points International (PCOM), a company specializing in helping consumers trade, exchange and redeem reward points, the average American is hoarding more than 61,000 reward points through various programs. Americans have more … [Read more...] about Why Are You Wasting Your Reward Points?
If you're the owner of a small business that employs people who work for tips, your choice of payment system is holding their livelihood in the palm of your hand. A lot of considerate bar owners, restaurant owners, and more will think twice before they institute any changes that could adversely affect the people who work for them. This is both kindness and practicality. If you can't get the people working for you a decent living wage then they're going to leave, you're going to have high turnover, and everything that you wanted or worked for … [Read more...] about What Will Switching to Card Reading Do to Your Tips