Top 10 Good Financial Habits to Start Today

401k Retirement Plans

The following is a guest post from Marc, a personal finance blogger at If you’d like to submit a guest post to Money Q&A, check out our Guest Posting Guidelines. Managing your money is a lifelong process, and sometimes it’s difficult to feel like you’re making any headway. If you want to know what you can do today to put yourself in a better financial situation, how about developing some good habits? In this article, we’ll take a look at 10 good financial habits that you should develop, as well as specific things you can do today to start making progress. Top 10 Good Financial Habits and Action Steps 1. Live Within Your Means Regardless of how much money you … Read more

Thinking About Monthly Funeral Plans?

How to Plan for and Minimize Funeral Costs

Are you thinking about monthly funeral plans? Your interest in freezing your funeral costs at today’s prices may have been piqued by press reports about the rising costs of funerals. A story in the Telegraph newspaper on the 1st of June 2018, for example, talked not only about the soaring cost of a funeral in the UK (the total average is currently some £5,000) but also the rising cost of cremation fees, too. Monthly funeral plans The soaring costs of funerals may make the purchase of a prepaid funeral plan a sensible option – by paying at today’s prices, you are able to beat at least some of the inflationary effects of steadily rising costs in the future. However, your … Read more

4 New Trends of Earning That You Should Know

As we come to the close of 2018, we need to evaluate specific technologies that have helped people to make a decent living by working online either actively or passively. It’s relatively simple to tell where particular technologies are headed because they don’t appear overnight and takes time before they take off and finally become adopted by clients. This article will explain the four new trends of earnings that will dominate 2018. The modern approach to Banking The approach that the banks are now using will soon become outdated. The conventional methods of making payments will now become obsolete. Transfer-wise first challenged the banks by providing a more secure and affordable way of sending or receiving money internationally using their … Read more

Staying Safe When You’re New to the Life of a Student

There are loads of posts around the web which cover student finances, study techniques, and the other parts of life which come when you start going to college or university, making it easy to settle into your new life. A lot of these resources ignore a very important part of this sort of transition, though. Having been living with parents for a long time, it can be hard to know what lengths you should be taking to stay safe once you become a student. To help you out with this, this post will be exploring some of the key risks which people in this sort of position can face, along with some tools to help you along the way. On … Read more

Ebates Review — Earn Cash Back on Your Online Shopping

Who doesn’t love getting cash back? Whether it’s a mail-in rebate or credit card rewards bonus, we love getting cash back on our purchases because it helps reduce the cost of the item or service we buy. Ebates builds on the premise of cash back online shopping by giving consumers incredible access to cash back offers on hundreds of well-known websites like Amazon and Groupon, which can effectively double your cash back rewards when combined with a rewards credit card. If you want a free, easy and automatic way to earn more cash back on everything from clothing and school supplies to flights and accommodations, then here are some reasons why Ebates might be perfect to add to your shopping … Read more

How to Avoid Ruining Your Financial Life

Everyone makes mistakes now and then, many of which can be resolved with an apology, a little work, or some time. Money mistakes, on the other hand, aren’t quite so simple to fix, and can completely ruin your financial life, leaving you without enough cash to get you from month to month. There’s no way to prepare for everything that could go wrong with your finances, but there are many things that you can work to prevent. With that in mind, here are four things that you can do to avoid ruining your financial life. 1. Learn To Say No Excessive drinking, gambling, smoking, and substance abuse can all have a major impact on your life, threatening your health and … Read more