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Necessity is the mother of invention, and college students know it far too well, as the cost of higher education continues to grow. Despite grants and loans, the financial day-to-day struggle of university life is real, and students have had to sharpen their ingenuity to make ends meet.  When saving money is paramount, smart shopping is one of the skills that are easy to master. Need clothes? Charity/thrift/second-hand shops have everything for a wardrobe update. Need food? Avoiding expensive takeaways or unhealthy fast food, these young adults have learned to cook lovely meals from scratch. When it comes to buying ingredients, the smarter option is to shop at the end of the day, when many items are available at a … Read more

While the benefits of technology have clearly spread to almost every imaginable industry, certain professions have been quicker to adopt innovations and leverage technology than others. The legal profession has not scorned technology in recent years by any means. However, it is also such a human-capital-centric enterprise, that many firms feel they only need to adapt only minimal amounts of technological advancements. Law firms need only to look at recent changes in Fintech (also known as financial technology) to see how important technological flexibility can be. Reconsider Customer Service It can be hard to keep track of existing customers in the best of times, but the information age presents a new set of challenges. These same challenges, however, are also … Read more

Planning a business trip can be pretty challenging, especially if you plan your first ever business-related trip. Because business trips are substantially different from personal vacations, you will need to be extra careful when it comes to planning. Forgetting something important behind or overlooking something on your itinerary can snowball into a disaster. So, we’ve listed some straightforward tips to help you best simplify planning for your upcoming business trip. Opt For Short-Term Accommodation Rentals Short-term accommodation options are far more convenient for business travelers than most others. Not only will this kind of accommodation ensure your absolute comfort and convenience, but you’ll also save substantially on your stay as downtown Toronto apartments that are short-term rentals will be far … Read more

When you’ve bought a new car, whether used or new, it makes sense to make sure that you can use it for a long time to come. It’s best to stay out of debt so keeping a car long past the last loan payment is the way to go. The thing is, once your car hits a certain number of miles things start to fall apart, and you need to consider car maintenance. There is a way to reduce those costly repairs and that is to maintain your car over the years. The better care you take of your car, the longer it will last. Then, you can get an extended warranty for used cars and reduce your costs further … Read more

What Is Equipment Financing It’s when you use a business loan to purchase equipment with monthly payments that are more manageable than purchasing cash or leasing it. One of the most popular combinations is used forklifts for sale and heavy-duty trucks, the only machines with working load capacities high enough to make complex pieces of equipment affordable. It’s also common for businesses to purchase a rental property with an accompanying mortgage to remove some of their capital outlay. With this type of financing, you can break down the total cost into smaller chunks that are easier on your cash flow-which means less money spent in one lump sum at any given time.  Benefits of Equipment Financing Over the long run, … Read more