For most people, the word “bankruptcy” is the scariest term in the financial vocabulary; except perhaps for “Great Recession” or “IRS audit.” Granted, filing for personal bankruptcy is a dramatic step that has significant, far-reaching consequences. It’s not something anyone feels great about. There are no bankruptcy parties, or “congratulations on filing for bankruptcy!” cards (not even the cheesy or sarcastic e-card variety). However, with this being said, there are some enduring myths about personal bankruptcy that prevent some people … [Read more...] about Debunking 5 Personal Bankruptcy Myths
How to Choose a Financial Planner
A financial planner, or financial advisor, can help you get a clearer picture of what your financial picture actually looks like; from savings accounts to expenses, to where your investment accounts currently stand. Having an expert set eyes on something like finances is always a good idea, as the average person can miss some pretty important details without help. Check Credentials The last thing you want is someone who isn’t qualified for the job handling your finances. This can lead to financial disaster or even ruin if the person … [Read more...] about How to Choose a Financial Planner
7 Online Marketing Strategies That All Small Businesses Should Use
Online marketing was once thought of as something only required for online businesses. This is no longer the case. Having a strong online presence and online marketing strategies are now something which all businesses need to build. For many smaller companies, this can seem like a lesser priority. However, a well-executed marketing campaign can make a significant difference in the business’s overall success. In a competitive marketplace, this could prove the difference between profit and loss. We have examined a few different approaches … [Read more...] about 7 Online Marketing Strategies That All Small Businesses Should Use
How to Take Control of Your Finances and Ensure You Are Living on Easy Street
When it comes to the largest sources of stress in life, the biggest box that everyone checks are finances. Finances are the number one source of personal stress for people as well as for relationships. Financial problems are the number one reason for divorce and for family arguments according to Forbes. One of the best ways to avoid these problems is to have your financial house in order and know that you have eliminated a huge problem. Here are 8 hacks to help you take control of your finances. 1. Get on a Budget A budget does not … [Read more...] about How to Take Control of Your Finances and Ensure You Are Living on Easy Street
Living and Working in Ottawa
The Federal Government is one of Ottawa's largest employers, making it a desirable city to pursue long-term employment. With stable housing prices in a family-friendly market, Ottawa Real Estate is perfect for your next home. Ottawa has a great economy and secure employment, which are great trends for real estate. Coupled with low-interest rates, the foundation for Ottawa’s real estate market is very strong. Ottawa has one of the highest percentages of parks to residents in Canada. They’re scattered around the city with most neighborhoods … [Read more...] about Living and Working in Ottawa
Will Student Loan Consolidation Aid You in Your Studies?
With the rise in inflation and expenses, it is becoming harder for a mediocre person to meet end needs. In the presence of several dilemmas, getting higher education has also become a dream of many because of ultra-expensive dues and in-affordability. To obtain higher studies, we often take student loans, but these loans may cause us high debts if we don’t pay them off on time. But, is a student loan consolidation right for you? Perhaps, every problem has a solution, so in the case of student loans, there is midway to refinance your … [Read more...] about Will Student Loan Consolidation Aid You in Your Studies?