No matter who you are or what you do, there is a good chance that you have a bank account of some kind. While most people still use the big banks for their financial services, more and more people are starting to work with credit unions. In fact, credit unions in the USA now have well over 100 million members and users, a number which is only expected to keep growing. There are thousands of different credit unions throughout the country including Dane County Credit Union. There is a high chance that your local area will feature at least a … [Read more...] about 3 Benefits of Choosing a Credit Union
Starting a business is no easy feat. It requires a lot of dedication, hard work, perseverance, and a whole lot of brain power for you to come up with an idea for a product or service. And in order for you to stay on top of a competitive market, you need more than just repeat customers and effective marketing; you need growth. You need to expand your business. Expanding your business requires a lot of courage, time and effort. Indeed, it can be overwhelming and intimidating to take steps that will presumably increase your business potential, … [Read more...] about Five Very Effective Ways You Can Expand Your Business
If you've been wanting to make some money with trading strategies for a while now, then you might have considered day trading. If you keep up with things like market trends and the latest StockTwits review messages, then you'll know that day traders can make a lot of money very quickly in the right circumstances. However, it's also just as easy to lose money fast in this trading environment. What You Need to Know Before You Start Day Trading Day trading is a fast-paced strategy which requires a lot of careful thought and consideration. You … [Read more...] about
It’s a difficult time to save with unemployment and rent so expensive, however that means there’s no better time to start saving for your future. Even if you’re spending everything you can on rent, or you’re working multiple jobs just to make ends meet, there are certain money smart strategies you can put into play now that will save you big in the long run. 4 Money Smart Strategies Millennials Should Start Stop relying on others According to a Pew Research study, 36% of Millennials “depend on their parents or other family members for … [Read more...] about 4 Money Smart Strategies Millennials Should Start Today
We’re sure you’ll agree that the student life is tough. There’s the late nights, bloodshot eyes, and countless classes...not to mention the pressure from friends, family, and the world at large all demanding that you work out exactly what it is you’re going to do with your life, kid! Oh, and did we mention that you have to pay for the privilege? Overwhelming, right?! Now add to this already stomach-churning concoction the need to sift through the quagmire that is misinformation, confusion, and dare we say ‘fake news’ surrounding … [Read more...] about 5 More Must-Know Myths About Student Loans
You never know when life can take a detour and you need some cash in a hurry. If you were to lose a job or have unexpected medical bills to pay, getting money quickly can be a challenge for many people. If you have less than perfect credit, finding a lender can be a challenge. But, if you own your own vehicle you may be able to successfully apply for a car title loan. With limited options, it can be easy to get pulled into the never-ending cycle of the payday loan. These types of lenders may seem convenient and practical, but are known to … [Read more...] about Car Title Loans – When You Need Cash in a Hurry
The average American has an exceedingly low chance of winning a Powerball or Mega Millions jackpot. In fact, only an extremely tiny proportion of the American population will ever be fortunate to experience the joy of winning millions of dollars from any lottery. That said, most people will run into some form of financial windfall (albeit far smaller than a lottery jackpot) at a certain point in their lives. These small windfalls may not have the power to propel you into the country’s top 1% wealthiest individuals but if managed well, can … [Read more...] about 5 Tips for Managing a Financial Windfall
The following is a guest post from Marc, a personal finance blogger at VitalDollar.com. If you'd like to submit a guest post to Money Q&A, check out our Guest Posting Guidelines. Managing your money is a lifelong process, and sometimes it’s difficult to feel like you’re making any headway. If you want to know what you can do today to put yourself in a better financial situation, how about developing some good habits? In this article, we’ll take a look at 10 good financial habits that you should develop, as well as specific … [Read more...] about Top 10 Good Financial Habits to Start Today
Are you thinking about monthly funeral plans? Your interest in freezing your funeral costs at today’s prices may have been piqued by press reports about the rising costs of funerals. A story in the Telegraph newspaper on the 1st of June 2018, for example, talked not only about the soaring cost of a funeral in the UK (the total average is currently some £5,000) but also the rising cost of cremation fees, too. Monthly funeral plans The soaring costs of funerals may make the purchase of a prepaid funeral plan a sensible option – by paying … [Read more...] about Thinking About Monthly Funeral Plans?
It’s time for a new car. You found your dream model. But now for the big question — how to pay for it? When it comes to purchasing a car, you can either lease it or purchase it in full. It all comes to cash flow. Both ways, you’ll own a car. Of course, lease or buy depends on what suits your needs and financial situation best. Buying a car means taking out a loan When you purchase a car outright and you don’t have the full cash to pay for it, you’ll have to take out a loan. Taking out a loan is risky sometimes, depending on the interest … [Read more...] about Weighing the Options: Should You Lease or Buy a New Car?