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How to Improve Your Office

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employee morale

Whether your office is large or small, and whether you directly serve the public or not, improving your office is likely something you are considering as you bring employees back to work as COVID dangers are reduced. After all, you have some time while employees are out of the office to make improvements. An improved office design may be a draw for employees reluctant to come back to the office. Here are a few essentials to consider when improving your office design: Hire the Right Interior Designer You want a professional, effective office space, so you will surely want to hire an interior designer rather than trying to put together an effective design yourself. Here are a few things to … Read more

How to Calculate Bitcoin Mining Profitability

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There are several factors to consider when determining the profitability of Bitcoin mining. To get a rough estimate of energy costs and profitability, any online Bitcoin mining calculator will give you a good ballpark number. However, there are other factors and expenses to carefully consider. If seriously considering mining Bitcoin, one needs to consider the following: Initial hardware costs for mining gear and its durability (from $2500-$6000 per Bitcoin mining machine, called an ASIC) The network hashrate Electricity prices in mining location Mining pools The future value of cryptocurrencies Mining Rewards Mining for Bitcoin can be very profitable if one is intelligent about it and has enough investment capital. Even with the recent mining reward halving to 6.25 BTC, that … Read more

Swing Trading: What Does it Really Mean?

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One of the biggest decisions any investor must make in the early stages of growing their wealth portfolio, is what kind of trading they want to do. There are plenty of ways to invest in securities and assets to see either a long-term, or short-term return. Most of the time, traditional investment options involve placing your money in an environment where it can grow gradually over the years. However, if you understand the financial market, or have a knack for things like stocks and securities, then you might prefer to take a more active approach to build your portfolio. This is where tactics like swing trading come in. This kind of money-making opportunity is more fast-paced than the traditional investment … Read more

Serendipity in Your Career

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serendipity

The following is a guest post by Neil J. Farber, MD, the author of Serendipity. Utilizing Everyday Unexpected Events to Improve Your Life and Career., where Dr. Farber explores the profound role that happy accidents have played in the creation of many things we take for granted, and takes it one step further to teach readers how to recognize serendipity and turn it into something meaningful. If you’d like to contribute a guest post to Money Q&A, be sure to check out our guest posting guidelines. Most people think of serendipity as a monumental discovery or invention recorded in historical texts, and occurring as chance or luck. The truth is somewhat different. Whereas luck just happens to someone, serendipity is … Read more

Tips to Protect Your Investment from Stock Market Volatility

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Morningstar Direct reveals that the S&P 500 dipped nearly 12% on 16th March 2020, and within 17 days, it had recovered fully, according to a report on CNBC. A market crash is inevitable, and as a stock investor, you’re likely to experience many cycles of boom and downturns. The good news is that market volatility doesn’t last long.  However, the duration it takes for your savings to rebound in the market depends on allocation. For example, it took a portfolio with over 70% of stocks and the other percentage in cash and bonds two years to recover from the 2008 financial crisis. Interestingly, a portfolio with an estimated 70% in bonds and cash and the remainder in stocks took only seven … Read more

5 Signs You’re Finally Ready to Buy Your Dream Home

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Buying your first home is one of the most significant landmark events in anyone’s life. As a massive financial decision, you don’t want to commit to purchasing a property if you aren’t yet entirely ready for the financial commitment. However, financial commitment is not the only important factor when investing in your first asset. Various factors will determine whether you are ready to purchase your dream home. To avoid later finding yourself burdened with a mortgage loan you can’t afford or a property that’s gradually falling apart faster than what your budget can manage, you should first acknowledge these five signs that you are definitely ready to buy your dream home. Your Financial Health Is In Excellent Order When establishing … Read more