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Cyber Smart: Five Habits to Protect Your Family, Money, and Identity from Cyber Criminals

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Cyber Smart

The following is a book excerpt from Cyber Smart: Five Habits to Protect Your Family, Money, and Identity from Cyber Criminals by Bart McDonough. Bart McDonough is the CEO and Founder of Agio, a hybrid managed IT and cybersecurity services provider.  From Cyber Smart: Five Habits to Protect Your Family, Money, and Identity from Cyber Criminals Copyright © 2019 by John Wiley & Sons, Inc., Indianapolis, Indiana.  Used by arrangement with John Wiley & Sons, Inc. William and Nancy Skog had cherry-picked an impeccable, perfect, river-front residence in Wilmington, Illinois. Exhilarated by the thought of moving into their dream home, the Skogs could practically see their new lives—watching the tranquil riverboats cruise by and listening to the water birds sing. There was one final … Read more

5 Ways You Can Give Back to the Community

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Tips Saving Down Payment and Buying A House With Student Loan Debt

Most of us have hopes and plans to experience our definition of financial success. If you are fortunate enough to find yourself enjoying a stable income, with the ability to save and invest, these are good times for you indeed. Though investing in yourself, your family and your future are incredibly important, as you reach this point of success take a moment to consider the resources that have brought you to this point. No one reaches this stage in life by themselves and one of the best ways to show your gratitude is by giving back to the community that helped you along the way. There are many ways to enact this type of charitable giving, and business owner Neill Sullivan has been … Read more

Are You Aware of These Common Types of Credit Card Fraud?

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Can credit cards make you a millionaire?

Rather than wait until you’ve become a victim before you brush up on credit card frauds, it’s best that you keep yourself aware of the most recent and prevalent threats. That way, you can save yourself a lot of frustration, time, and money. An ounce of prevention is most certainly worth a pound of cure whenever there’s money (especially yours) involved. EMV Credit Card You’ve likely noticed that credit cards now come with chips to prevent the very type of fraud some fall prey to when getting a new chip card. What happens is scammers pretend they’re credit card issuers and email cardholders to tell them they need to update their personal information before receiving their new card. Cardholders respond … Read more

Easy Ways to Budget Your Money

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Earning An Irregular Income

You’re finally there, ready to make a budget, pay off your debts and save some money. Where do you start? There are so many different types of budgets and opinions that it’s hard to make heads or tails of it all. Let’s take a minute to break it down simply: Determine Your Goals Before starting any budget, ask yourself what your goals are. If you have debts, of course, you want to pay them off. However, look further. Once your debts are paid, what do you want to do with the extra money? Are you planning to buy a house? Do you have a dream destination where you would like to go with your family? That sports car you’ve been … Read more

3 Things that Affect the Selling Price of a Business

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When selling a business, the owner is certain to be concerned with getting a good price, having the legalities and paperwork go smoothly, and selecting a buyer that will maintain the reputation and vision of the company. But, how does a business determine its selling price? Although it may seem that it would all come down to profitability versus cost, there are actually several factors that can determine the price of a business. A potential seller should hire a consultant who can get them the clearest possible terms on a sales contract. A business should make a sales presentation that is honest, while accentuating the positive. The seller must be prepared to answer many questions and have documentation to back … Read more

Instagram Tips for Your New Business

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If you’re starting a new business, you need to understand the importance of having a strong social media presence. Even if you’re running a brick-and-mortar store, many customers are going to find you on Facebook or Instagram before they’ve even walked through your front door. You need to understand several Instagram tips to get ahead. Being active on social media means getting the attention of younger generations and being taken seriously by people who want to learn more about your brand. That’s why so many business leaders want to understand the purpose of a podcast and how to get more Facebook page likes. For new businesses, it’s especially important to make an impact on social media because they need to … Read more