Guest Contributor

If years of growing buzz around cryptocurrency didn’t get your attention, the Bitcoin boom certainly did. In December of 2017, early adopters were thrilled to see the value of a single Bitcoin exceed $17,000. That’s quite a shift from the approximately $700 value seen just one year before. Determined not to miss another opportunity like this ever again, many people are now getting in on the action. But first, you need to know the basics. What is cryptocurrency? Here’s a short introduction on cryptocurrency. The Money of the Future? Cryptocurrency is revolutionary because it is decentralized. What this means is that there is no bank controlling the money. This is an attractive prospect for those who are looking to become … Read more

The pen is mightier than the sword, but just having a pen won’t help you write a top-notch essay. Essay writing is a lengthy process and several components make up a good essay such as proper documentation, fluent and readable patterns, good use of resources, etc. But, it can be easier with the proper essay writing apps. Many people search for terms like ‘write my essay’ because they need help in essay writing. There is no need to worry because there are several perfect essay writers, like Essay Pro, who can get it done for you, but they are expensive. Another option is to turn to technology. Essay Writing Apps Essay writing apps make it easier for a writer to write … Read more

Any business investment needs to be properly analyzed. You have to evaluate business investments, see advantages, disadvantages and eventually make a final decision. One of the things that you absolutely need to do is evaluate potential results to see if the investment is actually worth it. If not, you will need to look for another business investment. Generally speaking, you want to calculate the expected return on the investment made. Calculating ROI of any expenditure or action is vital in modern business. Fortunately, this is not at all difficult to do if you just think about the following as you evaluate the business investment: The more data you get, the easier it is to figure out if a business investment is … Read more

As you conduct your research before buying a home, you will hear a lot about 20% down payment. If you can afford this, you will enjoy lower monthly payments and not have to pay mortgage insurance. If you have saved up enough money, you should put down at least 20% of the home’s value. However, you should not worry too much if you cannot find this down payment. You can opt for FHA loans, which are funded by the government. With this mortgage, you can put down as little as 3.5 percent down payment. You will also pay lower closing costs but the downside is higher rates of interest. If you are a veteran or the spouse of one, you … Read more

  As technology evolves, smartphones have taken over for a series of devices we used in the past on a daily basis. They have phased out standalone music players, compact cameras, books, e-readers, and other devices. We use them to read the news, and we use them to play and keep in touch. And, soon, more of us than ever will use them to pay at supermarkets, grocery stores, post offices, and such. Contactless payments are a very convenient way to pay for goods and services – but are they as secure as using cash or credit/debit cards? What are contactless payments Basically, contactless payments are what their name suggests. Credit and debit cards and various other devices from keychains … Read more