Ask Trim Review – Save Money with Trim Automated Finance Personal Assistant

If you find yourself struggling to save money or find other areas of your budget to cut back on, then you’re not alone. Millions of Americans want to save more money, but it’s easier said than done in many cases. After all, it doesn’t just come down to an individual’s financial discipline. For instance, consumer cable bills have risen 40% between 2012 and 2018, which isn’t something you can easily control for, thanks to the relative monopoly status that cable companies have in their markets. Fortunately, free personal finance apps like Trim have been developed specifically for the purpose of saving you money with as little effort as possible. Even if you think you’ve done everything in your power to … Read more

The Effects of Stress on Your Finances

Make Retirement Less Stressful

Are you currently or have you ever worried about the state of your financial situation? Whether you’re struggling to pay off debts, living paycheck to paycheck, living with minimal savings, or falling behind on retirement contributions, there’s a good chance you’ve experienced anxiety about your finances at some point in your life. After all, a January 2020 CreditWise survey by Capital One found 73% of Americans rank finances as their #1 cause of stress, significantly more than the rates of stress caused by politics, work, and family. Notably, the survey also found that more than 80% of Millennials and Gen Zers are reportedly stressed out by their personal finances. Still, financial stress isn’t exclusively a younger generation problem, of course. … Read more

6 Things You Should Know About Social Security Survivor Benefits

How To Get Off The Sidelines And Start Investing Again

Nobody wants to think about dying, but unfortunately, it’s such a big component of financial planning that you can’t afford to ignore the prospects of dying earlier than expected. In addition to planning for the future with life insurance options, you should also be aware of Social Security survivor benefits. Social Security Survivor Benefits When You Report a Death In most cases, funeral homes are responsible for reporting deaths to the Social Security Administration (though you need to give their Social Security number beforehand). If you want or need to report the death yourself, you can call 1-800-772-1213 (Mon-Fri, 7am to 7pm) or visit a local Social Security office to file the report. It’s important not to cash any checks … Read more

How to Make Your Home a Strong Investment

Buying a home is so much more than buying a place to live. When you purchase a home, you have the opportunity to not only get your money back if and when you choose to resell, but you also stand to make a sizable profit. This is why real estate is such a popular investment. The value of your home will (more than likely) go up over time, especially if you’re willing to make improvements. However, not every home is a good investment. It takes a lot of research and hard work to ensure that you get the best ROI from your home. So, let’s look at a few of the best ways to make your home a strong investment … Read more

Five Apps to Save You Money on Your Next Vacation

running out of money in retirement

Apparently, Americans are not good at vacationing. According to the U.S. Travel Association, more than half of Americans did not use all their vacation time in 2018. Every year, more and more vacation days go unused. As we begin a new year and venture into a new decade, how can we change our priorities to include using those hard-earned vacation days? You can save money on vacation and on your next vacation. Let’s dig a little deeper into the problem. Why are we not taking vacations? For some, leaving work is just plain hard. There is often a lot of preparation that goes into taking time off work and sometimes, it is easier to just stay put. But, for many … Read more

Forming the Right Habits Can Make Your Health and Your Wealth Better

financial stress

The following is a guest post by Joey Cohn, creator and author of Are you interested in submitting a guest post to Money Q&A? Be sure to check out our Guest Posting Guidelines. Have you ever wanted to take control of your finances?  How about your health?  What if I told you that there are things you can do to take control of both?  Well (surprise!) that’s exactly what I’m going to do.  And the best part of all?  It comes down to one simple thing.  Creating habits. Not just habits, but good habits.  The right habits, for you.  See, I can only take you so far.  And while I’m sure if you actually did exactly what I did that … Read more