If you’re trying to cut back on your budget and save money on regular expenses, then your monthly cell phone bill is a good place to start trimming. After all, the average person spends hundreds of dollars per year on data, texting, calling and phone upgrades – but is this really necessary? Step aside, Verizon, AT&T, and T-Mobile; it’s all about saving money with Mint Mobile now. This up-and-coming cell service provider offers incredible 4G LTE coverage and low, transparent prices on their phone plans compared to other major service … [Read more...] about Mint Mobile Review – Cheap Mobile Phone Plans Starting at $15 per Month
Are you tired of your bank taking advantage of you? Do you know how to choose a bank you can actually be proud of for a change? You should use a bank that treats you like a valued customer. Here's what you need to know to find a bank worthy of your business.
Are you falling out of love with your current bank, or were you never particularly fond of your current bank in the first place? Whether you’re sick of hidden fees, bad customer service, or you simply think there are better opportunities elsewhere, there’s nothing wrong with wanting to … [Read more...] about
One of the biggest barriers people face when they want to get started in investing is the perception that they don’t have enough money to set aside in an investment portfolio. If you’re in a similar situation, then low-cost investment options are the perfect solution to help you build interest-accruing savings with minimal upfront monetary requirements. Take Stockpile, for instance, which allows investors to get started with as little as $5. Many of us can afford to invest $5-10 per month, though a platform as easy-to-use as Stockpile, you … [Read more...] about Stockpile Review – Stockpile Is an Easy Way to Start Investing in Stocks
The U.S. economy is booming right now, with unemployment rates at record lows, consumer spending rising at steady rates, new home construction rates skyrocketing, and the Federal Reserve recently raised interest rates again. Although economists are still concerned about things like the student loan debt crisis, rising rates of job automation, and the lack of affordable housing for low-income renters around the country, the American economy is generally performing its best since pre-2008 economic activity. However, what goes up must come down … [Read more...] about What is the Paradox of Thrift? How Saving May Not Help the Country
There aren’t too many things in life that are more expensive than owning a car. At least homes and other types of properties are appreciating assets, while a car is a depreciating asset that presumably loses 20% or more of its sale value the moment you drive away from the dealership.
Fortunately, Lending Club wants to make car ownership easier with its new auto loan-refinancing program. Say goodbye to application fees, origination fees, and those annoying prepayment fees that other lenders charge to punish borrowers from paying off their … [Read more...] about
If you buy Starbucks every day of the workweek, then you could be missing out on the opportunity to save thousands of dollars per year by switching to cheaper alternatives. Worried about the quality or time-intensiveness of these alternatives? Do you know how to stop coffee addiction? Don’t let these concerns prevent you from saving money because you might be surprised by how similar generic and brand-name coffee varieties taste, and how easy it is to start making coffee for less than $1 per day, instead of shelling out $4+ per … [Read more...] about 7 Simple Ways to Cut the Cost of Your Coffee Addiction Today
Here is the ultimate guide to truly understanding the Dave Ramsey baby steps he talks about in his best selling book, Total Money Makeover. Learn how to build an emergency fund, get out of debt, invest, and start to gain financial independence.
I’m always asked about how to start or where to start if you are struggling with your finances. If you have a mountain of credit card or student loan debt or a slew of other financial problems, it can be very intimidating where to start. That is why I always recommend that people start with Dave … [Read more...] about
It’s important for all consumers to keep their credit scores as high as possible, but a vast majority of Americans don’t even check their credit report on an annual basis, let alone weekly or monthly. Although there are laws and regulations in place to help consumers protect themselves from thieves and cyber-hackers, you could lose quite a bit of money or watch your credit score plummet if you don’t act quickly when you see fraudulent activity on your credit report. In 2017 alone, 1.1 million consumers reported incidents of finance-related … [Read more...] about Credit Sesame Review – Get Your Free Credit Score & More?
What do you do when you blow your budget? If you’re like many of us, feelings of dread give way to anxiety or even panic as you wonder how you’ll cover your credit card payments next statement period or mentally kick yourself for spending that money on a comparatively frivolous shopping spree when you could have saved that money and/or invested it instead.
How to Recover from Impulse Spending
It’s okay to feel this way at first, but the best way to recover from a spending hangover is to be proactive and immediately look for ways to tighten … [Read more...] about
If you are like me, you have a mountain of paperwork from your stock transactions, mutual fund statements, credit card bills, and a host of other financial records and financial documents. But, now that you have collected so much, the real question is how long to keep financial records and documents? There are several lengths of time and factors that you should consider how long to keep financial records.
How Long To Keep Financial Records
Financial Records To Keep Forever…
There are several very important financial documents and records … [Read more...] about