The following is a post from Clint Haynes, a Certified Financial Planner® and Financial Advisor in Kansas City, Missouri. He is also the founder and owner of NextGen Wealth. If you'd like to contribute a guest post, check out Money Q&A's guest posting guidelines. If you’re reading this, then you probably have some kind of understanding of online conveniences. Maybe you also check your email or shop online. The point is that the virtual world offers some real advantages, even in ways that you might not have considered. Take … [Read more...] about Why It Just Makes Sense to Have an Online Savings Account
Personal Finance
Top 4 Ways to Actually Save Money on Everyday Expenses
Daily life adds up to be really expensive really quickly. From housing costs to food to transportation, before you know it a good chunk of your paycheck is gone after putting it towards everyday expenses. While location makes a huge difference in the cost of living, studies have found that in 20 major cities, the income to live comfortably has increased by at least 23% in the last few years. Even though the cost of living continues to increase in most cities, there are proven ways to cut costs to keep more money in your pocket. Here are … [Read more...] about Top 4 Ways to Actually Save Money on Everyday Expenses
Creating a Love Affair with Money
The following is a guest post by Christy Whitman, the author of "Quantum Success: 7 Essential Laws for a Thriving, Joyful, and Prosperous Relationship with Work and Money". If you'd like to contribute a guest post to Money Q&A, please check out the site's guest posting guidelines. Take a moment to think about all of the people, places and things that are currently a part of your life experience: your friends and loved ones; your job; your home; your belongings… and now consider the fact that long before any of these things came into being … [Read more...] about Creating a Love Affair with Money
Looking to the Future – How to Plan for Your Long-Term Care Needs
The following is a guest post by June Duncan, who is the co-creator of Rise Up for Caregivers, which offers support for family members and friends who have taken on the responsibility of caring for their loved ones, and the author of the upcoming book, The Complete Guide to Caregiving: A Daily Companion for New Senior Caregivers. If you'd like to contribute a guest post to Money Q&A, check out our guest posting guidelines. Long-term care is something we will all need, but few of us are really willing to think about. Considering what … [Read more...] about Looking to the Future – How to Plan for Your Long-Term Care Needs
10 Things You Didn’t Know Bad Credit Affects
You know you should improve your credit score. You hear over and over again that having bad credit can affect your interest rates on credit cards and loans, but if you think those are the only things bad credit affects, think again. 10 Things You Didn’t Know Bad Credit Affects 1. Your Mental Health Did you know that psychological and social epidemiological research has linked household debt to higher instances of depression, greater feelings of stress, lower quality health, and higher blood pressure? This may sound obvious, but the … [Read more...] about 10 Things You Didn’t Know Bad Credit Affects
Ask Trim Review – Save Money with Trim Automated Finance Personal Assistant
If you find yourself struggling to save money or find other areas of your budget to cut back on, then you’re not alone. Millions of Americans want to save more money, but it’s easier said than done in many cases. After all, it doesn’t just come down to an individual’s financial discipline. For instance, consumer cable bills have risen 40% between 2012 and 2018, which isn’t something you can easily control for, thanks to the relative monopoly status that cable companies have in their markets. Fortunately, free personal finance apps like Trim … [Read more...] about Ask Trim Review – Save Money with Trim Automated Finance Personal Assistant
Mint Mobile Review – Cheap Mobile Phone Plans Starting at $15 per Month
If you’re trying to cut back on your budget and save money on regular expenses, then your monthly cell phone bill is a good place to start trimming. After all, the average person spends hundreds of dollars per year on data, texting, calling and phone upgrades – but is this really necessary? Step aside, Verizon, AT&T, and T-Mobile; it’s all about saving money with Mint Mobile now. This up-and-coming cell service provider offers incredible 4G LTE coverage and low, transparent prices on their phone plans compared to other major service … [Read more...] about Mint Mobile Review – Cheap Mobile Phone Plans Starting at $15 per Month
Top 9 Crucial Considerations to Make Before Choosing a Bank
Are you tired of your bank taking advantage of you? Do you know how to choose a bank you can actually be proud of for a change? You should use a bank that treats you like a valued customer. Here's what you need to know to find a bank worthy of your business. Are you falling out of love with your current bank, or were you never particularly fond of your current bank in the first place? Whether you’re sick of hidden fees, bad customer service, or you simply think there are better opportunities elsewhere, there’s nothing wrong with wanting to … [Read more...] about
Stockpile Review – Stockpile Is an Easy Way to Start Investing in Stocks
One of the biggest barriers people face when they want to get started in investing is the perception that they don’t have enough money to set aside in an investment portfolio. If you’re in a similar situation, then low-cost investment options are the perfect solution to help you build interest-accruing savings with minimal upfront monetary requirements. Take Stockpile, for instance, which allows investors to get started with as little as $5. Many of us can afford to invest $5-10 per month, though a platform as easy-to-use as Stockpile, you … [Read more...] about Stockpile Review – Stockpile Is an Easy Way to Start Investing in Stocks
What is the Paradox of Thrift? How Saving May Not Help the Country
The U.S. economy is booming right now, with unemployment rates at record lows, consumer spending rising at steady rates, new home construction rates skyrocketing, and the Federal Reserve recently raised interest rates again. Although economists are still concerned about things like the student loan debt crisis, rising rates of job automation, and the lack of affordable housing for low-income renters around the country, the American economy is generally performing its best since pre-2008 economic activity. However, what goes up must come down … [Read more...] about What is the Paradox of Thrift? How Saving May Not Help the Country