Search Results for: investment

Whether you’ve considered getting into investing or you’re a seasoned pro when it comes to managing your own investments – perhaps with the help of robo-advisors to optimize your investment portfolio – one question that remains for most investors is: what is a good return on investment? What type of ROI should you be striving for with your investment portfolio? It’s an important question, but many folks assume that, as long as they’re earning higher rates of return with their current selections than other options like savings accounts, then they’re seeing “good” returns. However, that probably isn’t the case. If you truly want to earn great returns on your investments, you shouldn’t settle for “it’s better than the alternatives.” Investing … Read more

UPDATE – This round of investing is closing on Friday, October 27th at midnight! Now’s your last chance to invest in a movie and earn a great rate of return (plus residuals). Click here to invest through WeFunder. Don’t miss your chance to earn a 15% return on your principal and 50% of the pro-rated profits in perpetuity!  UPDATE #2 – Check out the bottom of this blog post, where you can find three NEW movies that you can invest in through WeFunder! I’ve talked about investing in things like a rock and roll band through Kickstarter before. I’m a huge fan of the platform and of crowdfunding projects in general. But, recently, I had the opportunity to invest in … Read more

Diversification is one of the most important aspects of investing which includes alternative investments. Without it, you run the risk of losing your original investment, as well as all the value it’s earned. Diversification spreads the risk of loss across your entire portfolio. This way, if an event such as a market correction occurs, there’s a chance that some of your investments will either hold or increase in value. The Importance of Diversification Risk reduction is crucial to building wealth and saving for retirement, but losses can still occur. If your portfolio’s value declines when you are young, you still have time to rebuild. If, however, your portfolio loses value as you approach retirement, you don’t have as much time … Read more

Investing isn’t always just a long-term financial strategy. When you want to see returns on your money in a shorter time frame, say a couple of years or even a couple of months, then implementing a short term investment strategy with the best short term investments is very achievable! Perhaps you’re saving up for a goal with a relatively close deadline. Maybe you’re accumulating enough funds for a down payment on a home within 5 years, paying off a significant chunk of debt that your current income is dragging on, or taking the family on vacation overseas. Whatever the reason, you want to have the best short term investments possible to earn a high rate of return on your investments … Read more

The following is a guest post by Rick Rodgers, CFP®, the author of Don’t Retire Broke: An Indispensable Guide to Tax-Efficient Retirement Planning and Financial Freedom. If you’d like to provide a guest post to Money Q&A, check out our guest posting guidelines. Most investment experts will tell you that diversification is one of the most important techniques to utilize in an investment strategy. The process of allocating your funds among different types of investments does not guarantee against loss. However, it can minimize losses by holding investments that may react differently to an event. This advice has been around as long as the Bible. “But divide your investments among many places, for you do not know what risks might … Read more