How to Evaluate the Rate of Return on Rental Property

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How To Evaluate The Rate Of Return On Rental Property

Being a landlord is a great way to build your wealth and increase your net worth. In fact, Money magazine listed becoming a landlord as one of its highest-rated ways for the average American citizen to become a millionaire. But, how do you calculate a return on rental property? Even after the housing bubble and credit crisis that hit the United States in 2008, real estate is a great way to increase your wealth, save for retirement, and supplement your income with a new stream. So, how do you go about evaluating if rental real estate is right for you? There are a few things that you need to consider when evaluating your options on the return on rental property … Read more

Payitoff.io Review–The App that Motivates You to Pay Off Debt

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You’ve probably already heard all the shocking facts and statistics about student loans nowadays. There’s a $37,000+ average debt load per graduate, hundreds of thousands of graduates in default on their repayments, family members struggling to help students repay their loans, student loans forcing people to forgo homeownership and even starting families. Enough is enough. Instead of getting too caught up in the bad news, let’s start focusing on some realistic solutions. That’s what Payitoff.io wants to do. Their goals is to help college graduates and their families make the savviest financial decisions regarding their student loan repayments. Even if you made mistakes on your FAFSA, borrowed more than you needed, or can’t keep up with your current payments, Payitoff.io … Read more

The Basics of Short Selling – Learn How to Sell Stocks Short

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Top 5 Website for Stock Market Quotes

Short selling is a way to buy and trade within the stock market that many find success with. However, short selling is not an easy thing to do, and it is important to understand exactly how short selling works, what the restrictions are on short selling and the risks involved in short selling stocks. By understanding the basics of short selling, you can better prepare yourself and develop a strategy that is successful. How to Short a Stock Short selling can be a great way to profit on trends in the stock market. To help you understand more about short selling, the following is a guide to the basics of short selling. What Is Short Selling? Short selling is a … Read more

Joany Review – The Easiest Way to Get Health Insurance

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Health insurance is an incredibly complicated issue, especially if you aren’t completely covered by your spouse or employer’s health insurance policy. When it comes to making health insurance more affordable, the issue gets even more challenging for consumers. That’s because the markets are so volatile and premium prices seem to rise faster than individuals’ incomes can keep up with. Fortunately, there’s a health concierge out there that wants to simplify the process for you and find the best coverage at the best price possible for your unique health needs, and that’s Joany.   Originally known as Impact Health, Joany leverages data analysis and predictive models to make it easier for consumers to navigate the health insurance marketplace. The company was … Read more

Who Should Get a Christmas Tip? Your Mailman? Here’s Your Ultimate Holiday Tipping Guide!

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Holiday Tipping Guide

Every year I write an article about how I am not going to tip my mail carrier for the holidays. I’m not a fan of tipping my mailman, garbage man, and a long list of other folks. I typically take a lot of heat in the comment section for my anti-Christmas holiday tipping philosophy. There are several reasons that I refrain from tipping certain people in my life, like my mailman. But, there are those that I go out of my way to give a tip to such as my housekeeper, my barber, and my guitar instructor. I’m not going to tip my mail carrier this Christmas. Who are you tipping this year? A List of Popular Holiday Tipping Every year the … Read more

What Is a Hybrid Robo Advisor? And Why You Should Invest with One

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Over the past few years, fintech has transformed the finance industry as we once knew it. Historically, only the most experienced financial advisors were worth getting investment advice from. Nowadays, finance researchers and even computer algorithms are viewed as some of the best sources of credible financial advice for novice and seasoned investors alike. Some of the greatest fintech developments in recent years have been robo advisors and peer-to-peer lending platforms. Robo advisors are computer algorithms designed to optimize customers’ investments and allocate funds into a spectrum of portfolio types ranging from very conservative to very aggressive, depending on an individual’s age and purported investment goals. You’ve probably already heard about major robo advisors like Betterment, but what about the … Read more