Personal Finance

Note – This post is part of a sponsored campaign with Radius Bank. All opinions are 100% my own. Even when you think you have no room left in your budget to cut expenses, you might be surprised by how many things you’re still needlessly spending money on when there are cheaper or even free alternatives available. Spending money on needs and wants is a psychologically rewarding activity, which is why it’s so easy for us to overlook areas where we could/should rein in our spending, but if you want to accomplish your financial goals then wasteful spending areas are the best places to make some progress and stop wasting money. Things You Are Needlessly Wasting Money On To overcome … Read more

This post is sponsored by Lexington Law Firm. All opinions are my own. Identity theft cases are on the rise, according to Javelin Strategy & Research, which has been tracking identity theft statistics since 2003. In the year 2016, there were 15.4 million victims of fraud in the U.S., with $16 billion in losses reported. The number of ID theft incidents is only likely to continue rising after the 2017 Equifax hack, which exposed the personal and financial information of as many as 147 million American consumers. If you’re concerned about preventing the theft of your financial information, then there are several precautionary steps you can and should take to ensure the security of your private records. While there are … Read more

If you’re having a hard time paying your bills each month or you’d just rather have more money for vacations, then a side gig might be the perfect option for you. A side gig is something you can work on in the evenings and weekends, separate from your day job, that brings in some extra money and make money on the side. 5 Easy Ways to Make Money on the Side The perfect side gig has a good balance between time spent and money earned, since you wouldn’t want to slave away your entire evening, only to earn forty bucks. To find a side gig that’s relatively easy, but pays off well, consider implementing one of these five. Become a … Read more

Regularly monitoring your credit reports is crucial for maintaining a good credit score. However, it can be difficult to keep track of all your credit details when you have multiple credit cards, loans, and other financial information scattered across many different accounts. While some credit card companies report to one or two bureaus, other lenders might report to another bureau, which means there’s not much cohesion between your credit reports from TransUnion, Experian and Equifax sometimes. If you wished there was an easier way to keep track of your information coming and going from all 3 bureaus, then the myFICO Ultimate 3B ongoing report program might be a good fit for you. Get Your Credit Scores & Reports From All … Read more