Jennifer Davies

A Guide to No-Fault Car Insurance

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There are many car insurance myths.

When reading up on car insurance coverage, you will have come across the terms “no-fault” and “at-fault” coverage. Insurance is a complicated topic in general, and the difference between no-fault and at-fault coverage can seem overwhelming. However, when we get down to the brass tacks, it will not take too long to explain. What simplifies the issue is that you do not decide whether to get at-fault or no-fault car insurance. Rather, twelve states prescribe no-fault car insurance, called no-fault states. You can take a look at this full list of states to see if no-fault insurance applies to you. Let’s get into what no-fault car insurance means and why it is important. The Terminology The terms at-fault and no-fault … Read more

Smartest Ways You Can Spend Your 300 Dollars On

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save money

If you have the impression that to invest money, you first need to have a lot of it. If you spend $300 smartly, even a small amount of money can grow to large, and sometimes much faster than you think. Don’t let limited funds stop you from investing what you have. Get out of debt first, create an emergency fund, and then consider smart ways to spend $300 and increase it to $1000. In case you do not have 300 dollars you can be sure that 300 dollar loan available at dlt right now. Investing $300 can be a good start toward growing your wealth, but it’s important to understand that there is no one-size-fits-all answer to this question. The … Read more

How Fintech Is Shaping the Financial Sector

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Fintech is one of the most important new sectors as of late. Short for financial technology, fintech encompasses many of the recent developments that have become every day to most people, from doing banking through an app to payment services like PayPal as well as cryptocurrencies. Fintech is an incredibly exciting space with some of the most impressive developments when it comes to how tech has impacted our lives. What are the benefits? There are many benefits for the consumer as well as organizations like banks when it comes to using fintech. The first one is around the various data that fintech affords us. For example, the ability to track your payments and incoming transactions over time and regulate your … Read more

When You Might Need Professional Financial Planning Services?

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Do not forget to follow up from a business conference.

Financial planning is something many people mistakenly believe is only for rich people or older people who are approaching retirement. The reality is that financial planning services can come in helpful at various stages of life far before you get ready to retire. It also is handy for people regardless of how much money or how many assets they have. It is never the wrong time to get your finances in order. You don’t need to be well off to benefit from these financial planning services, either. Using these financial planning services is a smart move that can help you determine the best way to handle the money you do have now and in the future. What It Offers Financial … Read more

A Glance at Tech Investing

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The internet provides an array of investment options: from crypto-currencies, commodities, to stocks. Recently, droves of Americans used their federal stimulus money to open stock brokerage accounts, demonstrating an eagerness to invest. The internet provides an array of investment options in tech investing from crypto-currencies, commodities, to stocks. However, before delving into the stock market, there are guidelines and industry background investors should be aware of, which will help those buying Apple, Amazon, Facebook, or Google stock navigate their way. A Glance at Tech Investing Investors must understand that by purchasing a stock, they are becoming part owners of that company, meaning that they are giving the company their money to use for company operations. Thus, every investor needs to … Read more

4 Ways I Would Change Dave Ramsey’s Baby Steps in 2020

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dave ramsey

The following is a guest post from Ben, publisher of the blog – Saved by the Cents. If you’d like to submit a guest post to Money Q&A, be sure to check out our guest posting guidelines. You may be reading the title and thinking that I completely disagree with Dave Ramsey’s Baby Steps to achieve financial freedom. It’s actually quite the opposite. I have a lot of respect for Dave Ramsey. I also believe that what he’s done has been quite instrumental in my life and many people I have come in contact with. If you aren’t familiar with Dave Ramsey’s Baby Steps, you may want to take a look at the different steps: Baby Step #1: Create a … Read more