Jennifer Davies, Author at Money Q&A

A Short-Guide to Choosing the Right Small Business Loan

How to Increase Your Business Return on Investment

Many business owners need to borrow money at some point to grow their business, but with many options available, choosing the kind of loan that makes the most sense for your business can be confusing. When evaluating small business loans, it is important to first assess your current needs and situation. Some questions you need to answer are: How much do you need to borrow? What will you use the money for? How long will it take you to pay the loan in full? Do you have any collateral? If yes, what are they? What is your credit score? How long have you been in business? Is your business in good financial health? Do you have other outstanding loans? How … Read more

6 Tips for Beginning Investors

by Jennifer Davies

What’s the most important thing to know about investing, according to Warren Buffett? Experience is the key to success for beginning investors. This doesn’t really help those who are new to the world of investing. However, you can reach out to and study advice from experienced investors. Here are some tips selected from experts in the field: One: Invest in Your Abilities It’s extremely difficult to make money from the stock market. Don’t take risks with your financial future. Instead, invest in yourself by improving your own abilities. One expert suggests using an hour each day to improve your marketable skills. If you can “pay yourself” by putting money into savings each day, you’ll be even further along the path … Read more

5 Things Americans Need to Know About Medical Debt

by Jennifer Davies

No matter which side of the healthcare debate one falls on, they’d be remiss to say the industry is succeeding in providing quality care at reasonable prices. Whether we have a private plan or insurance through the marketplace, we’re paying more thanks to higher deductibles and increased patient responsibility. Let’s look at five things Americans need to know about medical debt. Two in Three Patients Can’t Pay Their Hospital Bills A developed country with ample resources shouldn’t have a substantial part of its populace struggling to pay for medical care. However, that’s the exact state of U.S. healthcare. After all, 20 percent of Americans under 65 experienced difficulty paying their medical bills despite having insurance. Of that group, 63 percent … Read more

Funding Options When Your Home Appliances Go Wrong

by Jennifer Davies

Whether it’s your cooker, boiler, washing machine, freezer or another major home appliance, when they go wrong, our day-to-day lives can be drastically affected. From not being able to cook to sitting in a freezing home in winter, the importance of having these fixed or replaced as soon as possible is impossible to ignore. When money is tight, however, it’s not always as simple as paying it out of our pockets. So, how do we get the money we need, when we need it? That’s what we’re exploring, here. Loans Whether you’re opting for a personal loan, home equity loan, an overdraft or you’re looking for a trustworthy short term loan provider, these can be great ways to get the … Read more

Payment Solutions that Every Online Business Should Know

by Jennifer Davies

In order for your online business to grow, you must constantly look for ways to make life easier for your customers. You can’t expect to retain them when your processes are too rigid and slow. One of the ways you can take care of your customers is by providing them with as many payment options as possible. Here are some payment solutions that every online business should know: 1. Payoneer This payment processing service has been around for quite a while. It has a presence in at least 200 countries. Payoneer does not charge you for receiving payments and has a very flexible API. Another great thing about this service is that it accepts transactions in 150 different currencies. 2. … Read more

Vacation Rental Property Management – What You Need to Know

by Jennifer Davies

For anyone looking to hire out their property to vacation clients, it can be a daunting and time-consuming task to try and market their rental property, answer client queries and ensure that other aspects of the property are running smoothly. Fortunately, one can easily engage the services of vacation rental property management professionals who will care for everything and ensure that guests are satisfactorily taken care of. Property management is whereby you manage properties by dealing with and working on all aspects needed to run the rental business effectively. This includes managers, office staff, and mechanical teams who are generally used to help in overseeing the various aspects that go into the running of properties, either apartment buildings or individual … Read more