This is a blog about investing, personal finance, and topics about finances and money. So, in order to be clear, you should understand how I am compensated for the things that I write on this blog. There are three main ways that Money Q&A earns income, and you can find out more below with its full disclosure and privacy policy.
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used.
Disclosure and Privacy Policy
To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
Free stuff
I love free stuff. I love free books, free software, etc. Sometimes, people send me free things to review. I make no promises to say something positive about the product or item. I will always be honest and may even say something negative about it if the product isn’t any good.
Sometimes, I give the free stuff away, and sometimes I hang on to it. I do not write paid reviews of any kind. Any review that I write is my actual opinion of the product. It is very likely however that the links from the review will pay me if you buy the product after you click on them.
For instance, whenever I write a book review, I include the Amazon links to buy the book. I get a percentage of the sale if you purchase the book through Amazon after clicking on the link.
Direct Advertisements
Advertisers, Google Adsense, and the banners on the blog are direct advertisers. Some companies, although not many, pay me to display their advertisements on the side of the blog.
Affiliate Marketing
Affiliate marketing is where the majority of bloggers, including me, make their income. They write about a product or service who in turn pays them a flat fee or percentage of each sale they generate. It is safe to say that if there is a link on this site going to a place where you can buy something, it is an affiliate link and I am going to make a small amount of money if you choose to purchase the product. I appreciate the support.
Privacy Policy
This site respects the privacy of Internet Users and does not collect personally identifying information.
Collection of Data
This site does not collect identity. This site may, however, collect non-personally identifiable information, for example, browser type, operating system, domain name, time spent on the website, or referring link. This is done via a “counter” by sites like Google Analytics or SiteMeter.com
This site does not sell or rent personally identifying information. This site does not disclose personally identifying information to anyone that is not authorized to do so. This site uses anonymous user data to create and report the browsing, purchasing, and/or lead form completion activities of anonymous users.
This site reserves the right to release information on Internet Users if compelled to do so by proper judicial or governmental authorities. Disclosure shall be limited to only to those we are compelled to disclose to. At present, all information processing occurs in the United States.
Collection of Information by Third-Party Sites: This site contains links to other Internet websites and has no control or authority over the information submitted/collected by these third-party websites. Please refer to the respective Privacy Policy of the individual third-party website(s).
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If you have any questions about how this website makes a little money to keep it going or if you have other concerns, please feel free to e-mail me anything through the contact page of the blog.
Google Adsense and the DoubleClick DART Cookie
Google, as a third party advertisement vendor, uses cookies to serve ads on this site. The use of DART cookies by Google enables them to serve adverts to visitors that are based on their visits to this website as well as other sites on the internet.
To opt-out of the DART cookies, you may visit the Google ad and content network privacy policy at the following URL http://www.google.com/privacy_ads.html Tracking of users through the DART cookie mechanisms are subject to Google’s own privacy policies.
Other Third Party ad servers or ad networks may also use cookies to track users activities on this website to measure advertisement effectiveness and other reasons that will be provided in their own privacy policies, Money Q&A has no access or control over these cookies that may be used by third-party advertisers.
Collection of Personal Information
When visiting Money Q&A, the IP address used to access the site will be logged along with the dates and times of access. This information is purely used to analyze trends, administer the site, track users’ movement, and gather broad demographic information for internal use. Most importantly, any recorded IP addresses are not linked to personally identifiable information.
Links to third party Websites
We have included links on this site for your use and reference. We are not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these sites may differ from our own.
Mediavine Programmatic Advertising (Ver 1.1)
The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.
First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at All About Cookies.
Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.
The Website collects the following data using a cookie when serving personalized ads:
- IP Address
- Operating System type
- Operating System version
- Device Type
- Language of the website
- Web browser type
- Email (in hashed form)
Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor’s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.
If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit National Advertising Initiative opt out page. You may also visit Digital Advertising Alliance website and Network Advertising Initiative website to learn more information about interest-based advertising. You may download the AppChoices app at Digital Advertising Alliance’s AppChoices app to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.
For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please visit Mediavine Partners.
Compensation Disclosure
I am paid to review websites, eBooks, books, blogs, and products. I am paid with money, free books, and other free items. If you see a review on this site, please assume that it is a paid review. At the same time, please do rest assured that payment never sways my opinion.
This Compensation Disclosure has been provided for your protection and to fully disclose any relationship between this site’s product or service recommendations and the owners of those products or services. The owner of this website is required by the FTC to inform you that a relationship exists between Money Q&A and some of the products or services it reviews, recommends, or promotes.
Money Q&A makes use of affiliate relationships with merchants for monetization. This means when you click on links to various merchants on this site and make a purchase, this can result in a commission that is credited to this site.
The opinions expressed here are those of myself as an individual and are not necessarily the opinions of nor reflect the views of any merchants I am affiliated with. I have chosen to only recommend products and services on Money Q&A that I use or have thoroughly researched. I earn a full-time living as an affiliate marketer, so it is essential that I maintain my credibility.
Money Q&A traffic is increasing monthly. A lot of people come here for tips, help, and support. I take my responsibility as an affiliate and subject matter expert very seriously.
Changes to this Privacy Statement
The contents of this statement may be altered at any time, at our discretion.
If you have any questions regarding the privacy policy of Money Q&A then you may contact us at hank@moneyqanda.com