Just about everyone has been through difficult financial times, and sometimes it leaves us wondering how we can possibly get back on our feet. Opening a savings or free checking account can be especially tough because of the hidden fees that are simply unaffordable. But, they can help you rebuild your finances.
With more and more tech to help us out, however, it’s becoming easier to dig yourself out of a financial pitfall. There are free online banking accounts as well as various apps that can help you rebuild your finances. Here are just a few that can help you rebuild.
1. Credit Karma Mobile
Credit Karma free app has three tools to help you out with your credit score: the ability to access the score itself, the report that comes with it, and monitoring.
This means that you can see exactly what has impacted your credit and when it happened, as well as suggestions to help make it better. It provides a very valuable financial guide to help you on your journey to becoming more financially stable, and it’s completely safe to use.
2. Mint Personal Finance
There are so many useful features for this app, but one of the best ones is the spending tracker of Mint. It pulls up all of your bank and credit card transactions and categorizes them so that you can see exactly where your money is going.
You can set financial goals, receive reminders for paying your bills, and even get notifications for any bank fees you might have. It’s a handy tool to have around when you’re trying to learn to adopt healthy spending habits.
3. Check: Pay Bills, Credit Cards
This app’s claim to fame is that it’s very good at keeping you organized, which can be difficult when you’re feeling crushed by your poor financial health. All you need to do is set up your bills on the app and you’ll get friendly reminders when it’s time to pay.
You can even use it to schedule payments so that you don’t need to worry, and the app itself is completely secure so your data is safe as sound. It’s a great way to stay on top of your finances at all times.
4. Wallaby Credit Card Rewards
Rewards credit cards are underrated and also forgotten much of the time. It’s amazing how many rewards go unused, and this app will ensure you always get what you’re owed! Claiming rewards can be a massive financial relief, or even a little reminder that while you’re getting back on track, there is always time for a little fun. It’s free, easy to use, and packed with useful information.
5. Debt Planner and Calculator
When you have debt, it can be overwhelming to think about how long it will take to get out of it. This app takes care of everything for you by letting you know how much you owe and how long until you are free based on your current payments. If you pay $1.99, you can get more detailed payment strategies from the app, as well as monthly payment reminders for each of your debts.
Hopefully, this has been able to give you a good idea of which apps to use when you’re trying to get everything back to the way it was before.
All of these apps are fantastic for tracking your credits, spending, and even bills, as well as helping you create a financial plan and rebuild your finances. It can feel pretty daunting at first, but once you get started, you’ll wonder why it took you so long to try it out! Seriously, these apps could help change your life. Happy saving!