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Options to Make More Money and Have Fun

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Making money and having fun are not two things you’d consider to have that much in common. After all, your experiences making money often don’t revolve around engaging in your favorite hobby. Instead, it’s usually stuck in an office waiting for the clock to tick by to hometime.  But you’ll not get anywhere with that attitude, and you’d be surprised at the number of options available to make more money while having fun at the same time. Here are some accessible avenues to explore.  Find Your Passion They say to do what you love, and you’ll never work a day in your life. So try putting this theory to the test and discover a way to monetize your passion to … Read more

Master Keywords to Improve Traffic to Your Website

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When it comes to keywords, it is no secret that millions of digital agencies are creating monster traffic to websites and conversions too. How? They capitalize on the use of keywords and buyer behaviors and improve traffic to your website.  The chances are you have a website that you sell products or services. In which case, you would be wise to find a trustworthy SEO agency to work with. But you should also take steps yourself to understand keywords.  Where to find keywords to improve traffic, how to use them, and the tools to make sure you aren’t just stuffing them into what might’ve been great content.  Keyword Search Of course, the first place you are going to look at … Read more

Juggling Work and Childcare – How to Make It Work for You

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Most parents struggle to find the balance between work and family life, and one of the most difficult things to consider is childcare. Years ago, it was normal for the mum to stay at home to be there for the children, while the father carried on and went to work. We live in a very different world today, however, that means both parents are often at work – which means it can be difficult to juggle childcare. Fortunately, there are different options available to you to help you make it work. Take a look at the ways you can juggle work and childcare and help you find the balance of your family’s needs. Consider a different form of education Some … Read more

Planning the Retirement You Have Always Dreamed Of

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401k Retirement Plans

After many, many years of working hard and saving, you can finally see retirement starting to appear on the horizon. However, the years leading up to retirement age and planning retirement are not ones to sit back and relax in and hope it all works out. No – you need to be doing everything that you can to make sure that you have what you need to enjoy a comfortable retired lifestyle. Taking a close look at your income and any assets that you have well in advance of your target retirement date gives you enough time to make any necessary changes. Obviously, you need to consider the sort of lifestyle that you want after you stop working. Perhaps you … Read more

6 Easy Ways to Build an Emergency Fund this Year

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Dave Ramsey’s Baby Step One - $1,000 Emergency Fund In The Bank

An emergency fund is money set aside to cover large unexpected expenses. When an emergency arises, whether it be unemployment or a car accident, you usually have bills to pay. Unless you borrow the money you need, putting yourself in debt, the only other option you have is savings. Unfortunately, saving several months’ worth of expenses is difficult, especially when living on a tight budget. With that in mind, here are six easy ways to build an emergency fund.  1. Break Down Your Goals Saving an emergency fund can be a daunting task when you focus on the total. However, that total figure is made up of many smaller parts. While $100 seems like a large sum to put aside … Read more

How Do Prepaid Cards Work?

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Why You Should Avoid Paying with a Debit Card

Prepaid debit cards are very popular with travelers and people who are budgeting and saving money, or those who don’t want/can’t have a bank account. But, not many people know how they work. So let’s take a look.  What Is A Prepaid Debit Card? A prepaid debit card is a way of banking that lets you spend only what you have preloaded onto the card. While a debit card typically has the backup of your full bank accounts and maybe even an overdraft, and a credit card uses the money you don’t technically have – a prepaid debit card is money smart.  It is often referred to as a pay-as-you-go card.  You can often use these cards at any retailer … Read more