Hank Coleman

Hank Coleman is the founder of Money Q&A, an Iraq combat veteran, a Dr. Pepper addict, and a self-proclaimed investing junkie. He has written extensively for many nationally known financial websites and publications about investing, retirement planning, and even how to find the best return on investment. Hank holds a Master’s Degree in Finance and a graduate certificate in personal financial planning. Email him directly at Hank[at]MoneyQandA.com. Hank has written over 750 articles on Money Q&A. Learn more about Money Q&A on Twitter @MoneyQandA and @HankColeman. Subscribe To Money Q&A If you want to learn more about taking back control of your money please subscribe to Money Q&A’s RSS feed or via email to receive all the latest articles! You can also subscribe to our Free Weekly Newsletter.

Top 5 Simple Ways to Save for a Down Payment on a Home

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Getting ready to buy your first home is exciting, though oftentimes overwhelming experience that requires extensive planning before you even start looking at potential options. If you don’t put in the time and effort to assess your current financial situation and set clear goals for your home-buying aspirations, you may fall short of your expectations and experience needless frustration along the way to save for a down payment. How to Save for a Down Payment One of the most important considerations you must make in the early planning stages is how much you want to spend on the home; not just the overall price but also the down payment, closing costs, monthly mortgage, HOA fees (if applicable), property taxes, and … Read more

Bitcoin vs Libra – How Are These Cryptocurrencies Different?

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How Secure Are Transactions Done Through Bitcoins?

Many people are curious about cryptocurrencies but still don’t fully understand how they work. We marvel at stories like the Norwegian guy who bought $27 worth of Bitcoin in 2009 (worth $980,000 in 2019 figures) and wonder how people with even one Bitcoin were clever enough to invest before it surpassed $18,600 in December 2017. It’s worth mentioning how volatile cryptocurrencies can be. In 2019, the value of one Bitcoin has hovered around the $9-11,000 mark, which is nearly half of what it was worth during the peak of Bitcoin hype just two years prior. Several other cryptocurrencies have come out over the years – including the Shiba Inu meme-inspired Dogecoin – but few have experienced the massive popularity and … Read more

How to Lower Internet Bill – 8 Simple Ways to Try

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Wasted Time, Lost Revenue, Less Customers

Paying for the internet can be a huge drag in the U.S. because diversified options in the market scarcely exist. Internet service providers (ISPs) are notoriously monopolistic, but the Federal Communications Commission (FCC) has done little to regulate Internet companies and prevent them from price gouging customers with shady advertising and pricing tactics (especially when the ISP is the only provider in the area, leaving customers with no option but to continue service with them). If you’re frustrated with your current Internet provider and want to learn how to lower your internet bill, then here are 8 different strategies you could try. Assess Your Wi-Fi Needs Firstly, do you need your current level of Internet speed and monthly data allotment? … Read more

What Is Identity Theft? And How Do You Prevent It?

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How To Protect Yourself From Identity Theft

Identity theft is a crime whereby an impostor acquires important pieces of personal information including driver’s license and Social Security numbers to impersonate somebody else. The impostor then uses the information to obtain merchandise, credit, or services in the victim’s name or to provide the impostor with false credentials. Other than running up debt, the impostor can provide false identification to the police thereby creating a criminal record for the person whose identity they have stolen. Exactly What Is Identity Theft? Account takeover type of identity theft, the impostor uses personal information to obtain access to the existing accounts of the person. In most instances, the impostor will change the mailing address on the victim’s account and run up a massive … Read more

Top 7 Mistakes Landlords Make Starting and How to Fix Them

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Save Money and Time with Your Short-Term Rentals

If you’ve recently become a landlord or are considering purchasing a second home for renting purposes, you’ve likely been introduced to a large bevy of responsibilities and duties you never expected you’d have. You can also find many mistakes landlords make. While renting out your property can be an extremely lucrative business venture, many enter the realm of rentals without proper knowledge or education on the subject and find it’s not as easy as expected. We’ve laid out the top mistakes landlords make when they run into, and the things you can do to avoid them. Top 7 Mistakes Landlords Make 1. Lease Issues Leases are the single most important thing to have completed before allowing someone to live in your … Read more

How to Get Passive Income – Top 4 Easy Passive Income Ideas

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Lending Club Passive Income With Automated Investing

Wouldn’t it be great if you could make money while you sleep? This may sound like an impossible dream for many people, but a little upfront cash, research, and creativity can help you start earning a passive income within weeks or even days. Unlike an “active income,” which you make from working as an employee, business owner, or freelancer, a passive income stream is designed to make money for you with minimal to no effort. Everyone could benefit from having a passive income on the side. Either to supplement their working income or preserve their retirement savings. However, too few people take advantage of this lucrative opportunity because they mistakenly assume that passive income streams only come from scams like … Read more