Is Your Lifestyle Demanding a Bigger Bank Account?

Repair your Finances as a First Priority

Well, aren’t we all a little guilty of this? We always hear about how we should be living within our means and things like that… but it seems like our means just keep on growing and a bigger bank account. Whether it be because we’re jealous of what people have around us, or whether it be because we’ve got so many distractions that keep us spending and spending. So there comes a time where your lifestyle really does become bigger than your bank account, and your bank account just doesn’t grow with it. Do you need a bigger bank account? Do You Need a Bigger Bank Account? So what we’re going to try and do, is grow that bank account … Read more

Should You Put All Your Income Toward Paying Off Debt?

Escape the Weight of Your Crushing Debt

When debt collectors come a-calling, it makes sense you feel urgency to alleviate the problem by throwing as much money as possible toward repaying what you owe. But it’s important to take a deep breath, step back and look at your financial priorities from a big-picture perspective. Should you put all your income toward paying off debt? Probably not, especially if it comes at the expense of saving for emergencies and retirement. Here’s a closer look at how to handle this common conundrum. Saving vs. Paying Off Debt: Striking the Right Balance Funneling all your money into debt repayment will chip away at your outstanding balances faster—and can reduce the amount you’ll pay in total interest. But it’s also a … Read more

Saving Money on Your College Essentials

Should You Take Out Private Student Loans for College?

Heading off to college this year? With high school graduation just around the corner, you’ll have one last summer before you head off for an exciting new chapter. But during your summer of fun, you’ll want to make sure that you spend some time planning for college and making sure you’ve got everything you need. Getting your college essentials can be expensive, especially if you’re on a budget. But this guide will help you save money on your college essentials ready to begin your freshman year in style. Saving on bedding and other textiles It’s no secret that college beds aren’t the most comfortable, but that doesn’t mean that you can’t make things a bit more homely. You can start … Read more

Five Apps That Can Help You Rebuild Your Finances

Reasons to Add Fun Money to Your Budget

Just about everyone has been through difficult financial times, and sometimes it leaves us wondering how we can possibly get back on our feet. Opening a savings or free checking account can be especially tough because of the hidden fees that are simply unaffordable. But, they can help you rebuild your finances. With more and more tech to help us out, however, it’s becoming easier to dig yourself out of a financial pitfall. There are free online banking accounts as well as various apps that can help you rebuild your finances. Here are just a few that can help you rebuild. 1. Credit Karma Mobile Credit Karma free app has three tools to help you out with your credit score: … Read more

5 Sources of Unclaimed Money to Check Out

Whether you’re saving for a deposit on a house, hoarding cash for a big holiday or simply trying to pay the bills, extra cash is always helpful. With billions of dollars currently unclaimed, you may be entitled to funds you didn’t even realize you had. Check out these five sources of unclaimed cash and see if you are missing out on the money you’re owed… 1. Use State Services All states are required to have a department designated to deal with unclaimed funds. Find out which department handles unclaimed funds in your state and contact them to find out how you can search for any funds you are entitled to. Often, a simple online search is all it takes to … Read more

Tips That Will Help You to Save Money When Buying a Car

Buying a car is a huge decision. It requires a large amount of financial capital and you may even find that you need to take out a loan as well. If you are not careful then you may end up making the wrong decision and this can wreak havoc on your finances for years to come. Luckily, there are a few things that you can do to try and make the whole process easier. Paying Cash is Best Believe it or not, cars are depreciating assets. For this reason, it is always best to pay cash as much as you can. You also need to make sure that you don’t finance too much. If you are continually paying interest on … Read more