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Driving is one of the greatest skills you’ll ever learn and opens the door to a world of possibilities. But it isn’t cheap. Therefore, it’s essential that you take a responsible approach to key decisions. After all, this is the only way you’ll ever keep the costs of driving to a manageable level. While there are many contributing financial factors to consider, some are naturally more important than others. Here are six you need to get right. Financial Factors to Consider #1. Vehicle Type When it comes to choosing a vehicle, we all have our dream cars in mind. In reality, though, it’s vital that you take the various costs into account. First and foremost, you need to respect your … Read more

It’s impossible to predict what will happen to you during your life, but it is possible to protect yourself from the unknown. Insurance is a necessity for most people, whether it be coverage on their vehicles, their home, or their life. Even if you are just starting out, you should still have minimum coverage to protect you in all aspects of your life. Accidents, illness, and even the loss of a job can have a profound financial impact if you are not prepared for every situation. It’s important to shop around for your life insurance and other coverage policies. You can work with a broker to help you bundle your policies and get the coverage that is right for you … Read more

Your employees are at the core of your business. If you want to run a successful company, you have to provide unparalleled employment benefits for the people behind your enterprise – your employees. In Canada, benefits can vary widely depending on the industry and the company culture. It can include primary health care plans, company cars, company cell phones, and travel benefits.  While it can be challenging to keep track of the ever-changing work laws in British Columbia, it is still imperative that you provide employee benefits. It can ensure that your employees are happy and healthy, which in turn translates to higher productivity. So, in a sense, benefits can be a good investment for your company.  Challenges of Cost … Read more

Moving house can be very costly, having a huge financial impact on those going through the moving process. From the purchase of your new property itself to the packing, removals and everything else in between, at times, moving house can feel like an endless money pit. Thankfully, all hope is not lost and there are some things that you can do to save some money along the way and by simply making conscious decisions about where your money goes you could save you thousands along the way. Negotiate the sale price Buying a house is a bit like a game of poker. House prices are there to be negotiated and many sellers go in with a higher price knowing that … Read more

What is in vitro fertilization? IVF treatments, short for In Vitro Fertilisation, is an assisted reproductive technology. It is done by extracting eggs from women and retrieving sperm from a man and helping them combine in the way they would naturally with the help of science, namely a laboratory dish. Once that has happened, they are placed inside the woman, where pregnancy can then go ahead as normal. IVF starts with the use of medications that slows the production of eggs, making them easier to extract, before a man is then required to supply a sperm sample. The embryo, provided they have attached, is then placed inside the woman three to five days after egg extraction. Couples who undertake IVF … Read more