There are a lot of car insurance myths that continue to be spread around by consumers. One of the biggest reasons for car insurance myths is that you do not exactly know how your car insurance is calculated by your insurance company. These calculations are a closely guarded secret by most car insurance companies, but there are a few clues as to what makes our car insurance rates rise. It is important when you compare car insurance rates to understand as much as you can about how your car insurance rates are calculated and to debunk the popular … [Read more...] about Top 7 Car Insurance Myths You Need to Know
Archives for March 2017
The following is a guest post from the crew over at Kasasa, a financial technology and marketing services company for the banking industry. Kasasa provides local banks and credit unions with marketing, resources, and innovative products including free checking. If you haven't checked out their services, I highly recommend you do so and find an institution near you that offers Kasasa's free checking. It’s hard to avoid debt. Without it, the idea of buying a home or going to college would be unattainable for many. Even the people who … [Read more...] about The Opportunity Cost of Debt You Are Holding Onto in Life
Every business needs a name. But, what you may not realize is that choosing the name of your new company could be the most important decision you’ll make in the beginning. When customers hear your business name, it can either have a powerful impact on the way they view the company or it could have a negative impact if you choose the wrong name. Today, we’d like to help you make the best decision possible when picking your name. So if you take the time to learn and use these five rules, you’ll have no problem picking a name that … [Read more...] about Top 5 Rules for Picking a Business Name
If you’re a recent college graduate or about to graduate this year, there are several financial considerations to make that you didn’t have to think about while you were still in college. You should think about making money moves right now before you graduate from college. Now is the time to start thinking about your financial future.
Money Moves to Make Right After Graduating College
Although planning out your short and long-term financial situations may seem like a chore when you’re in the midst of writing essays and studying for tests, … [Read more...] about
The following is a guest post by Rick Rodgers, CFP®, the author of Don't Retire Broke: An Indispensable Guide to Tax-Efficient Retirement Planning and Financial Freedom. If you'd like to provide a guest post to Money Q&A, check out our guest posting guidelines. Most investment experts will tell you that diversification is one of the most important techniques to utilize in an investment strategy. The process of allocating your funds among different types of investments does not guarantee against loss. However, it can minimize losses by … [Read more...] about How to Lower Your Taxes Through Diversification with Your Investments
The following is a guest post by Greg Powell, author of Better, Richer, Fuller: How Building Your Financial House Can Help Protect Your Loved Ones, Grow Your Assets, and Free You to Live the American Dream. If you'd like to submit a guest post, check out Money Q&A's guest posting guidelines for more information. Everyone needs a financial blueprint. Why use the term blueprint? Because people understand the value of a blueprint. If you are building your dream house you wouldn’t give your money to an architect or builder who … [Read more...] about Why a Financial Blueprint Can Give You Financial Freedom
My first book, Mindful Money: Simple Practice for Reaching Your Financial Goals and Increasing Your Happiness Dividend, just came out, so the last few weeks have been a flurry of radio interviews and satellite television appearances. I’ve talked to folks from Berkeley, CA, Buffalo, NY, and several points in between, and no two interviews have been the same. Some people are really curious about my Buddhist background, others want to know my “secret” for investment success, and still others are looking for my take on the stock market now that … [Read more...] about What is the One Most Important Financial Step Everyone Should Take?
When did you last have a pay rise? For a fair few people, the answer to that question might be hard to answer. Wages have been incredibly slow to recover from the financial crisis of 2007-08. Indeed, the last decade has been characterized by fairly stagnant salaries, with ‘real wages’ – accounting for inflation – falling by 10.4 per cent between 2007 and 2015. That’s all left us with some pretty tough choices to make. With pressure on packets, many of us has had to pinpoint items of spending to trim down so that the essentials could be … [Read more...] about Life Is Expensive! So, Is Now the Time for a Pay Rise?
What is Zeqr and how does it work? What are the benefits of using it and how do you become an expert? Zeqr is a new global knowledge hub. Zeqr is going to change how knowledge is exchanged on a global level, leading to a better informed and more knowledgeable world. Zeqr is unique because there are no other platforms offering peer-to-peer, real-time sessions, and courses along with service offerings. Zeqr can also help experts develop a new source of income as they give classes and webinars to paying customers looking to gain … [Read more...] about How Zeqr Works and the Benefits of Becoming a Zeqr Expert
The following is a guest post by R.J. Weiss, Certified Financial Planner™, who blogs about building wealth and living the good at The Ways to Wealth. If you'd like to guest post on Money Q&A, check out our guest posting guidelines. The Dow Jones Index recently reached 20,000 for the first time. Never before has the stock market reached a higher valuation. Yet, it's easy to remain quite pessimistic about the future. And, when there is fear about the future, it's harder to make good decisions today. One of those decisions is … [Read more...] about Should You Wait for a Stock Market Correction Before Investing?