How to Create a Budget You’ll Actually Stick To
According to recent studies, just 41% of Americans have a budget. For the other 59% or so who just “wing it” when it comes to managing their money, they could be missing out on valuable opportunities to save money on everyday expenses, decrease their debt loads, and put more money into investments for retirement. If the idea of creating and sticking to a budget makes you grimace, either because you think budgeting is boring or you tried and didn’t like the results you got in the past, then here are a few proven strategies to help you really stick to a budget this time around. How to Make a Budget Be Realistic If you think budgeting is difficult simply because … Read more