When times already feel tough from a financial perspective, the last thing you want is for your money to be compromised in any way. That’s why you want to know that the banks and other financial institutions you use the services of are protecting your money as they should. There are many steps that these institutions now take and knowing a bit more about them might but your mind at ease a little. Their tactics are increasing in sophistication and they aim to protect customers better and eal with the threats posed by modern realities. Encryption Encryption is when your data is scrambled during an online exchange. This means that any communication between your browser and the website you’re using … Read more
The fear of moving job is something we all have. Some people spend their whole lives stuck in a job that they have absolutely no interest in, surrounded by people they just don’t want to be surrounded by, and doing things they don’t want to be doing. But do they move jobs? No, because it’s so much easier to just stay in the job you know, rather than leaving to somewhere where you don’t know anyone, don’t know how the company works, and don’t truly know what your day to day life is going to be like. But if you know that the role you’re in at the minute is just not for you, and you need to find a … Read more
When you head into work every day you expect to be treated with respect no matter what. Unfortunately, many employees are faced with workplace disputes for a variety of reasons. It is not uncommon for your employer to owe you money in some sort of way, but how do you know if this applies to you? You know all about protecting your money from cyber criminals, but what about your trusty employer? Consider some of the ideas below and see if you could be owed money in some way. Injuries in the Workplace When you suffer an injury at work it can be very easy to put on a brave face and act as if you are fine. You don’t … Read more
The 2017 Equifax data breach led to the exposure of the private information of around 148 million Americans. Everything in the line of their address, social security numbers, and names were stolen by cybercriminals. In some cases, the misappropriated data can easily fall in the wrong hands snowballing into identity theft. You may need to freeze your credit report to help protect yourself and your family. Among the worst case scenarios would be that the thieves could use the data that they collect to easily apply for loans, which could easily have a damaging financial impact towards you. For those affected or those looking to avoid such a scenario, it might be wise to freeze their credit report. The question … Read more
It is a fact that the topic of money management can make us feel intimidated as well as confused. However, it is essential to devote time to get your finances in order which can make your life easier in the long run. Therefore, the most sensible thing will be to get started without making any delay and develop good financial habits. In case you happen to be a beginner and would like to master your money management skills, it will be a smart idea to look at some the top money management tips on the Internet most of which are available for free. These tips will help you to make the most of your finances in the best possible way. … Read more
Automating your personal finances sounds like a great idea, but it comes with some risks. Here are the pros and cons of automation.