December 2019

Review of Drop App – Earn Cash Rewards While You Shop

There are plenty of personal finance apps and browser extensions designed to help consumers save more money on everyday and major purchases alike. However, few apps have the seamless user experience and popularity of Drop, a free savings app with more than 1 million users who have earned over 1 billion points and redeemed over $3 million worth of rewards since the app first launched. This flexible, intelligent mobile app functions as a consumer’s wallet-saver: by linking your credit or debit card to your Drop account, you could earn points and redeem these rewards within a few days of completing your purchase. As long as you’re 16+ years old, have access to online banking, and have a valid cell phone … Read more

The Easiest Ways to Manage Your Money

by Jennifer Davies

Many people think that managing money means surviving until the end of the month without taking any loans, but it’s much more than that. It might take you a while to learn how to manage money correctly, but once you do, you will be improving your lifestyle, credit score, and you will no longer struggle with financial problems. If you’re living paycheck to paycheck, then it’s time you start learning how to manage your money properly. Ways to Manage Your Money Easily Budget Planning People who don’t have a short-term and a long-term budget plan usually end up with many financial problems, as they don’t know where the money is going, and they don’t have a backup plan in case … Read more

The Challenges of Handling Finances During Trying Times

by Jennifer Davies

Are you facing tough times? Are you finding it difficult to handle your finances during these times? If yes, you need to identify the specific challenges that you are facing. Only once you recognize these challenges, it will become easier for you to find a way out. Today, we will share with you four such problems that you might often face during trying times. We will also share with you a few tips which will help you find a way out. Reduced savings rate One of the main problems which you might face during such a time is the lack of saving. The saving percentage goes down drastically. Many people claim that they cannot save anything month on month. It … Read more

Blog Income Report – November 2019 (Net Income = $1,780)

by Hank Coleman

Note – This blog post may contain links to affiliates. I earn a small commission if you choose to sign up for some of the services described below. This is my third blog income report. If you want to check out the first one, be sure to read My First Blog Income Report – September 2019. After more than 10 years of blogging, I was hesitant to show the income that Money Q&A produces. Part of me didn’t think that you’d care. The other part of me wanted to keep it private. November 2019 is a prime example of why I didn’t want to initially share my blog income with readers. November’s net income was over $600 less than September … Read more

Can a Divorce Hurt Your Finances as Much as a Recession?

by Hank Coleman

Whether you’re just starting out in an entry-level career in your 20s or preparing for the final years of your career in your 50s, retirement is one of the most important financial goals anyone can have at any point in their adult lives. Marriage is also another goal that many people share, but unfortunately, research has shown that 40% of marriages will likely end in divorce. But, how much does divorce hurt your finances? This means your goals for marriage and retirement could potentially conflict with each other, as new research from Boston College recently found that divorce is almost as bad as the Great Recession when it comes to the impacts it could have on your retirement savings. Not … Read more