Month: January 2020

Review of Ibotta – Earning Cash Back with the Ibotta App While Shopping

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Thanks to all of the rewards credit cards available today, there are plenty of financial incentives to get us to spend more money (and sadly not very many incentives to save, with interest rates being as low/nonexistent as they are). Wouldn’t it be great if you could find an easy way to save money on purchases you were going to make anyway, without the cumbersomeness of clipping coupons from your local newspaper or searching the web for good deals? Luckily, there’s an app for that! It’s called Ibotta and it lets you instantly earn cash back while shopping for everyday items and special gifts alike. If you’ve been on the lookout for a good way to earn cash back without … Read more

The Top 10 Crypto Security Tips You Need to Follow Right Now

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Ideally, cryptocurrencies are based on cryptography, and this element makes them inherently safe. It is very hard to hack a private key or “the blockchain” because an attempt to get past the blockchain algorithm that is encrypted will require one to have enormous amounts of computational power. Here are security tips you need to follow right now for investing in cryptocurrencies. The only logical way to steal a wallet is to take advantage of the carelessness of the owner, especially the newbies who are starting out in crypto investments. To help you securely safeguard your cryptos, we are going to look at 10 crypto security tips you need to adhere to safely keep your digital assets from the hands of … Read more

How to Protect Yourself From Phishing Scams

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protect yourself from phishing scams

There are many dangers lurking on the internet, and the masterminds of the dark web spare no one when trying to find data and personal information that can be exploited in phishing scams. One of the most common threats is a phishing scam, a ploy in which a fraudster is fishing to gain access to your personal information.   Through fake emails or fake webs site that look like some of the more trusted companies like PayPal or eBay, they trap people in sharing their information. Most of the schemes will try to trick you into giving your user name and password so they can gain access to the account online. Once they have the information, they will commit identity … Read more

Are Your Finances in Need of a Health Check?

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Do you have a healthy relationship with money? Do you need a money health check? More importantly, do you have a healthy relationship with your money? Whether you like thinking about money, or do everything you can to avoid the subject, there is no doubt that money is at the heart of society.  The amount of money that you have can make a massive difference in the way that you live your life. If you are continually worrying about how you are going to make it through until your next paycheck, you may feel perpetually anxious about money. However, if you are someone that likes to splash the cash, you may believe that money makes you feel good about yourself … Read more

5 Unexpected Costs and How to Plan for Them

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When you’re dealing with your personal finance, it might seem easy to make a budget for each month. Covering all of your everyday expenses, from food to your mortgage repayments, you will have a good idea of how much your monthly costs will be. However, life isn’t always that easy.  There are certain costs that you will have to deal with throughout the years that come as a surprise to you. From unexpected medical costs to expensive home repairs, you need to know what to do to prepare for such occurrences.  Of course, there’s no way of knowing when disasters like the above will strike. But if you’re prepared for them, the shock of how much they will cost will … Read more

Do You Qualify for a Business Credit Card?

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How to Increase Your Business Return on Investment

Whether you’re an established enterprise with multiple employees and a brick-and-mortar location, or you’re a work-from-home freelancer with a side gig here and there, chances are you have monthly business-related expenses to cover. While some freelancers, consultants, and other solopreneurs typically cover these expenses with their personal credit cards, you could be missing out on valuable opportunities to get extra perks while paying for business expenditures. Fortunately, applying for a business credit card is just as easy as applying for a personal credit card. According to the Consumer Financial Protection Bureau, an added benefit is that many business credit cards either do not report your monthly payments to a credit bureau, or they only report transactions and payments to commercial … Read more