Hank Coleman

Hank Coleman is the founder of Money Q&A, an Iraq combat veteran, a Dr. Pepper addict, and a self-proclaimed investing junkie. He has written extensively for many nationally known financial websites and publications about investing, retirement planning, and even how to find the best return on investment. Hank holds a Master’s Degree in Finance and a graduate certificate in personal financial planning. Email him directly at Hank[at]MoneyQandA.com. Hank has written over 750 articles on Money Q&A. Learn more about Money Q&A on Twitter @MoneyQandA and @HankColeman. Subscribe To Money Q&A If you want to learn more about taking back control of your money please subscribe to Money Q&A’s RSS feed or via email to receive all the latest articles! You can also subscribe to our Free Weekly Newsletter.

Top 4 Ways Hiring a Freelancer Saves Your Company Money

by Hank Coleman

Top 3 Home Business Opportunities To Boost Your Income

According to the Bureau of Labor Statistics, more than 53 million American workers (one in three) now earn money from freelance jobs. Many individuals like working as freelancers because they get to create their own schedules and earn extra money. But, should companies hiring a freelancer? Companies also have several good reasons for hiring a freelancer over employees. If you don’t use freelancers already, you should think about these four ways that hiring freelancers can save your company money. Hiring a Freelancer Saves Your Company Money You Spend Less Money on Real Estate and Equipment Every employee who works in your office takes up several feet of space. The fewer people you hire, the less money you have to spend … Read more

Only Certain Home Improvement Projects Will Pay You Back

by Hank Coleman

In many markets and today’s economy, most of your home improvement projects and remodeling projects are not going to make you money. You won’t see a good home improvement return on investment for all your remodeling projects. The money that you spend remodeling your bathroom, adding a deck, or finishing a basement will unfortunately not translate dollar for dollar in new home equity. If you spend $10,000 remodeling your master bathroom, that rarely converts to $10,000 in added home equity if you were to put your home on the market immediately afterward. Home Improvement Return on Investment Some projects have a higher impact or rate of return. One great rule of thumb is that anything with running water, such as bathrooms … Read more

Guide to Investing in Your 20s – Everything You Need to Know

by Hank Coleman

How To Not Let Investing Intimidate You with Wall Street Survivor

When you’re in college and/or new to the full-time workforce, finding the motivation to regularly save money can be challenging after so many years of relying on your parents and minimum wage, part-time jobs to pay for the things you need and want. Now that you’re bringing in a decent income on your own, it can be tempting to splurge on the things and experiences you’ve been wanting for so long but couldn’t partake in due to income limitations. However, getting on the track to long-term financial stability should be one of your biggest goals for your 20s, and that starts by consistently saving and investing a percentage of your income. This should also include retirement planning; although you’re new … Read more

5 Unique and Frugal Gifts for Mother’s Day

by Hank Coleman

Mother’s Day is just around the corner, and Americans will collectively spend approximately $20.7 billion on their moms this year, or about $168 individually. You can find several great and cheap mothers day gift ideas both online and in a store near you. But, you don’t have to panic. If your budget is currently tight, but you love your mom (or grandma, or mother-in-law) and want to get her something special, then you should start now with these cheap mothers day gift ideas to find just the right present for her. 5 Unique and Cheap Mothers Day Gift Ideas Here are a few unique and cheap mothers day gift ideas you might want to consider this year: Symbolic Animal Adoption Is your … Read more

Three Reasons Why You Should Not Invest In Gold Now

by Hank Coleman

Despite what many gold bugs want you to believe, gold is not the best investment out there. There is a lot of hype about the precious metal, and it is the favorite topic of the talking heads on television. Is now the time to invest in gold? The recession has had a lot of people spooked about stock market prices falling, and there has been a subsequent rush into gold driving up the prices. People love to invest in a tangible real asset when times are tough. Now that gold is at an incredibly high price and the stock market is once again showing signs of recovery, now is the time to avoid the glitter of gold. Investors should not … Read more

What Are Bonds and Are They Worth Investing In?

by Hank Coleman

Basic investment advice tells us that they are safer (but potentially less rewarding) than stocks, but truly learning the ins and outs of bonds is cast aside in favor of the latest and greatest investment opportunities like cryptocurrencies and junk bonds. While bonds are less popular amongst investors with moderate to aggressive investment strategies, it’s still worth knowing what types of bonds are out there and which ones might be good additions to your investment portfolio. Have you ever wondered what are bonds? In a nutshell, they are debt issued by a government institution or corporate entity. They are the bread and butter of conservative investment strategies because they typically assume a little risk and moderate returns, paid out when the … Read more