Need, want, would-like

How to Separate Needs vs Wants

We’d all love to be rich, wouldn’t we? Or at least, we’d all love to be well off enough to be able to do what we want, and buy what we want, without having to consider the cost every time. Finding a good deal is always satisfying, but having to find a price you can afford all the time is not so much fun. When you are constantly balancing your income and outgoings, always having to compromise between what you want and what you can actually afford can get quite tiresome. And if things are really tight, even the smallest of treats can leave you feeling guilty for wasting your precious cash. So how do you avoid the constant battle … Read more

Do Your Finances Need a Shake Up?

If you ever seem to find yourself in a financial rut, then you’re definitely not the only one. It’s something that we all tend to face at some point or another. Whether you look at your bank account and wonder exactly where you’re money has gone, or you’re tired on not getting a good enough return on what you do have, then you’re probably in need of a shakeup. It’s easy to find yourself sticking to the same habits because they’re safe, but you can change and grow your financial future if you really want to. So if you want to make the money of the money you do have, these five points could break you out of your comfort … Read more

Future-Proof Your Career For Long-Term Security

Future-Proof Your Career For Long Term Security

Think your career is pretty much guaranteed now that you are qualified in your line of work and have a successful job? Well, that might not be the case, unfortunately. There is no way to ever tell what the future has in store for us, and it may not all be good news lying in wait for us around the corner. So, it’s important that you take some time and effort to try and future-proof your career. Ready to do just that? Here are some things you need to do. Prepare For A Health Emergency You never know when illness or injury may strike you and cause you to give up full-time work, so it is always important to try … Read more

Protecting Yourself from Seasonal Financial Liabilities

Protecting Yourself from Seasonal Financial Liabilities

Here comes the cold, the snow and the wind chill that will smother the landscape for the next few months. During this time of year, winter is the number one cause of household and other outside accidents which cause so many bodily injuries to people. If snow has poured down the following night, just walking down the street becomes something that you need to do slowly and calmly. It’s your job to make sure that your home is safe and that during this season, you avoid any hazards and things that may lead to putting yourself and your family in danger. However other people might not take their responsibility so seriously, and so it’s also a task to avoid mistakes … Read more

Make a Little Go a Long Way with These Genius Strategies

How to Start Saving and Get a Month Ahead

You can never be too rich or too thin, at least that is what Wallis Simpson is quoted as once saying. While you’ll have to go to another website for tips and advice on the latter, the former is something that we might just be able to help you out with. In particular, in the post below you will find some strategies on how to increase your wealth, even if you are starting from not very much. Read on to find out more. Increase by saving It seems pretty obvious we know, but saving where you can is something that can really help you grow your finances. However, you do need to go about this in the right way especially … Read more

Saving Up or Paying Off Credit Cards: Which Is More Important?

The average credit card debt these days is about $16,000. That’s a lot of debt to have hanging over you and you want to pay it off as soon as possible. The longer you take to clear it, the more money you’ll end up paying out in interest payments. So, if you have any extra income, you should be putting it all into clearing those debts, right? That’s one way to do it but if you’re paying all of your extra cash onto credit card debts, you won’t have any to put into savings. It’s important to have a healthy savings accounts for a lot of different reasons. If you get hit by any unexpected payments it’s very useful to … Read more