I Am Financially Struggling as a Nurse – What Can I Do?

Are you financially struggling with your money despite having a job as a nurse? This is an occupation that is vital in the healthcare system. However, it is also a job that can be underpaid and undervalued in society. With a lot of financial responsibilities, such as rent, bills, student debt, and other expenses, you may find it hard. It is common for nurses to have financial problems. But the good news is that there are ways you can make extra money in your profession. Start Medical Writing A good way to make some money on the side is by starting medical writing. You can work freelance and use your skills for a number of medical websites. There are always … Read more

5 Tips to Diversify Your Retirement Portfolio

If you are looking for answers like ‘what is diversification?’ and ‘how can you diversify your retirement portfolio?’ Then, read the article. Learn a few tips of diversification to protect your investments in the case of market or financial crashes.  Diversify to Reduce Risk The sole purpose of diversification is to mitigate the risks associated with your investments. There is only one theory of financial success; invest in a basket of opportunities. It is said that don’t put all of your eggs in one basket. Most people lack the expertise to take advantage of different investments. They prefer to rely on one single investment, which is a direct threat to their retirement funds. Hence, one wrong investment can be disastrous … Read more

4 Essential Tips that All First-Time Car Buyers Should Know

While purchasing a car – especially for first-time buyers – can be an exciting and exhilarating experience, there’s a lot that you’ll need to manage. After all, getting big-ticket items like automobiles often requires a considerable commitment of financial resources. And you’ll have a much better chance of acquiring the vehicle that you want without spending more than you need to with a little bit of planning and research. To this end, here are some essential tips that all first-time car buyers should know.  1. Evaluate your needs Before you start shopping, it’s crucial to evaluate what you need out of the vehicle first. After all, assessing both your lifestyle as well as the driving conditions that you’re likely to … Read more

Startups 101: How to Acquire Funding for Your Business Today!

When it comes to starting a business, the most crucial would be the search for funding. While you might be able to acquire funding just enough to get started, the well might run dry before you can realize your company’s potential. On the other hand, if you acquired your funding through a loan and borrowed too much money, you will likely have to deal with boosted interest without any means of making a decent profit. It can be quite tricky to acquire funding, especially since most startups cannot handle more than a few bad business decisions. Fortunately, acquiring funds for your startup does not have to be such a problematic process. The dawn of the digital age has brought people … Read more

Is Now a Good Time to Invest?

The following is a guest post by Gal Greene. The stock market is notoriously unpredictable, even more so in the midst of the Coronavirus pandemic. This means that deciding exactly when and how to invest your money can get pretty tricky. That said, there have been a few recent signs that should point investors in the right direction. So, is now a good time to invest in the stock market? If so, what is the best place to invest money right now? We will answer both of these questions and more, but first, let’s look at how the markets have moved during this ever-worsening pandemic. Investing During the Coronavirus Pandemic The markets have been in a volatile state over the … Read more

Top 8 Practical Ways to Increase Your Savings Right Now!

Why It Makes Sense to Have an Online Savings Account

Looking for practical ways to increase your savings? There are plenty of small changes you can make to your finances to help you sock away more of your income each month. Implement some or all of the eight tips below and watch your savings stack up. Ways to Increase Your Savings 1. Save As Soon As You Get Paid Rather than seeing how much cash you have leftover at the end of the month, put that amount you want to save into a separate account on payday to increase your savings. This effectively means you’re paying yourself first.  If you keep your anticipated savings in your normal checking account until the end of the month, it’s harder to keep it … Read more