FinTech

Financial technology (FinTech) is the new technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. FinTech is a new industry that uses technology to improve activities in finance. Some of the best FinTech includes smartphone apps.

Robinhood Investing App Review – How to Invest Commission Free!

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It can be difficult to determine what exactly is a good rate of return on your investments due to additional factors like tax rates, commission fees, account management fees, and so on. Even if you’ve been involved in managing your own investments with a human advisor or a robo-advisor for a while, investing is nevertheless a complicated venture. Anyone with other hobbies and a day job knows that. If you’re looking for a simplified, low-cost solution to the confusion swirling around the stock market and best investment strategies, then Robinhood Financial, the investing app, has something for you. Robinhood Review What Makes Robinhood Unique? Robinhood’s number one selling point is that it offers online investors free access to stock and … Read more

Wallit App Review – A Great Budgeting Smartphone App

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Wallit App

One of the most important lessons a parent can teach their child is proper financial management. This is something rarely taught in schools, yet a vast majority of parents do not adequately prepare their children and teenagers for independent financial management when they reach adulthood. Reasons for this may range from an unwillingness to discuss financial matters with their children to simply not realizing the importance of actively teaching kids the basics of budgeting, spending & saving, and other critical financial skills. To help families overcome obstacles in financial literacy education and family money management, the digital wallet and money app Wallit is designed to help parents manage the family budget more effectively and teach their kids about financial management … Read more

What Is Affirm and Is It Worthwhile for Consumers Financing Big Purchases?

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affirm

When you’re tight on cash and need to make a relatively large purchase, it can be challenging to decide how to pay for it without breaking the bank. Some folks immediately whip out their credit cards, while others look for ways to avoid the purchase until they can afford it. Another more moderate approach could be paying for the purchase in monthly installments over a set period of time (e.g., 3, 6, 9 or 12 months) through a lending program. One increasingly popular way for consumers to finance their purchases over time is by checking out with Affirm, which serves as a viable alternative to credit cards by letting you pay over time without incurring late fees, compounded interest, or … Read more

PocketGuard Review – Easily Track Your Spending and Create a Budget

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pocketguard

There are only so many hours in a day to manage everything from house chores and work to preparing meals, staying in touch with family and friends, and taking care of your kids, pets, plants, etc. When you add in multiple financial management obligations like remembering payment deadlines, allocating funds to the appropriate accounts, tracking your spending and regularly putting money into savings, life can get pretty hectic! Fortunately, there are plenty of new, innovative solutions for simplifying consumers’ busy lives, and I’m not just referring to robotic vacuum cleaners (though those are certainly helpful!). Take PocketGuard, for instance. This app is designed to transform your personal financial management strategies by streamlining the budgeting, payment scheduling, and spending-tracking processes for … Read more

PeerStreet Review – How to Earn Between 6%-10%? Rate of Return

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Many investors understand the benefits of investing in real estate, but there are high barriers to entry involved that can prevent people from investing in more than one or two properties at a time. If you don’t want (or are unable) to pay tens of thousands of dollars for a down payment on a single property (not to mention other time and financial resources demanded by property and tenant management), then what options are left for you? Enter PeerStreet: an online marketplace that offers tremendous access to high-quality real estate loan investments. This company blends Big Data with in-depth real estate investing expertise to provide a variety of property investment opportunities for people seeking greater diversification within their portfolios. Whether … Read more

CountAbout Review – Easily Keep Track of All Your Finances

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When you have multiple credit cards, loans, checking/savings and investment accounts, retirement savings accounts, and bills to keep track of, managing your personal finances without missing deadlines or losing track of transactions can be enormously difficult on your own. Fortunately, there are plenty of hands-off money management strategies, mobile apps, and personal finance software programs available to help consumers more effectively track their spending and saving patterns and maintain their financial well-being. However, few apps and finance software programs can compare to the latest fintech wunderkind: CountAbout, a customizable, easy-to-use, and secure personal finance software. Unlike many personal financial management software programs, CountAbout simply requires an Internet connection (rather than taking up valuable space on your laptop or desktop computers’ … Read more