Top 4 Credit Card Scams Every Consumer Should Watch Out For

Paying Off Credit Card Debt

The following is a guest post from Tina Roth, who is a freelance personal finance blogger who is an expert in personal finance and credit cards at writes at her blog, Pro Finance Blog. If you’d like to contribute an article to Money Q&A, be sure to check out Guest Posting Guidelines and send me an email. The number of credit card scams is on a rise because gullible cardholders unknowingly fall into the trap set by scammers. It may appear surprising that we don’t worry about credit card scams as much as we worry about our credit scores.  The reason behind that is not many of us are aware of the magnitude of such credit card scams. We are living in a … Read more

Tips for Assuring the Safety of Your Credit Card

The following is a guest post by Brett Chatz who is a contributor to CFD trading company – Intertrader. If you would like to write an article for Money Q&A, please visit our Guest Posting Guidelines page. Protect Your Plastic from Criminals The widespread usage of credit cards has given way to a thriving underworld of criminal syndicates. Fraud is more prevalent today than ever before, and the technological sophistication employed by fraudsters is becoming increasingly more advanced. Protecting your credit cards is important, since they offer you all the convenience of a cashless banking system. For the most part, credit card management is really a no-brainer – yet millions of credit card frauds are reported every week. The priority is the protection of … Read more

How You Can Budget With A Credit Card

How to Budget With a Credit Card

My wife and I budget a little differently than most families. We budget with a credit card. We use a credit card for most of our purchases instead of cash or checks, and use that to monitor our family’s monthly spending. According to a recent Gallup poll, fewer than one-third of Americans follow a detailed written budget every month. Out of those who do, not all of them strictly follow their budgets. This may be a stark indication as to why American families are in financial trouble, with shrinking savings and increasing debt. So why do we have such a hard time sticking to a budget? Perhaps we feel our spending is often too hard to track. If that’s the case, … Read more

How to Get Rewards When Spending with Your Business Credit Card

Credit card companies often use rewards and bonuses to attract private clients, but even business products are now starting to come with the same additional benefits. While individuals rack up points and cashback one pound at a time, business credit cards have developed a whole line of innovative programs, offering multiple ways to earn valuable rewards.  How To Earn Rewards With a Business Credit Card Points Points-based rewards systems provide attractive flexibility, giving business customers access to a bonus system focused on things they actually need. Points can be earned on most important company expenses, including everything from car rentals to office supplies and insurance to repairs. Once accumulated, these points can then be used against future purchases, helping to bring … Read more

The Best Prepaid Debit And Credit Cards Available

The best prepaid credit cards and prepaid debt cards both provide cardholders with a wide range of benefits. The best prepaid credit cards and prepaid debit cards have little to no fees, direct deposit, ATM privileges, no credit checks, and other features. This is what makes them the best prepaid credit cards for consumers. Below are some of the best prepaid credit cards and prepaid debt cards that Money Q&A recommends. Best Prepaid Credit Cards and Prepaid Debit Cards Available PayPal Prepaid Debit Card  Get paid up to 2 days faster with no-cost direct deposit with the PayPal™ Prepaid MasterCard®. Reload the debit card account at any of more than 130,000 NetSpend Reload Network locations. (Fee may apply, check with the location.) Link … Read more

Experian Boost™ Review – A New Way to Boost Your Credit Scores

credit

Disclosures – This post is brought to you by Experian and contains affiliate links. While this was a sponsored opportunity, all content and opinions expressed here are my own. With Experian Boost™* results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.* Some links may be affiliate links where I may earn a small commission if you choose to click on it. One of the most important numbers in any adult’s life is their credit score. When you have a high credit score, you can access credit cards with favorable payment terms (lower interest rates, fewer fees, more rewards), apply for … Read more