Saving Money Archives

Go to Community College First Before Earning a Bachelor’s Degree

Nowadays it’s almost mandatory to have a Bachelor’s degree to qualify for a decent job. It’s like a Bachelor’s degree is the new high school diploma. But, taking on tens of thousands of dollars just to get a piece of paper that will qualify for your dream job isn’t always ideal or financially sustainable. Fortunately, community college is becoming an increasingly popular option for people who want to save money on the way to getting his or her degree. You may want to consider going to a community college first before earning your Bachelor’s degree. Why You Should Go to Community College First Here are four things to consider when choosing between community college first and university classes: More Time to Decide … Read more

Top 10 Ways to Save Money Eating Out at Restaurants

by Hank Coleman

Are you looking to learn how to save money eating out? My wife and I love to eat out at restaurants. Thanks to a recent look at how I spend my money, 8.8% of my income actually goes towards eating out every month in fact. But, I do not make any apologies for it. My wife and I simply hate cooking and love eating out at restaurants. It is something that we love to do. So, my wife and I make a conscious effort to budget eating out at restaurants so much. Restaurants rely on more than ambiance and the aroma of your favorite foods to get you to spend. They favor tricks to appeal to your mind — to … Read more

How to Save Money on Vacation with These Easy Tips

by Hank Coleman

It is not always easy to put into practice how to save money on vacation. It always seems like you have to jump through a lot of hoops, plan significantly ahead, and often alter your true plans to really benefit from saving money on your vacation. But, it does not have to be that way. There are several easy and fairly painless ways on how to save money on your vacation. With the summer fast approaching, now is the time to learn how to save money on vacation before you head out the door with your towel and suntan lotion in hand. Check out ways to save with Expedia coupons and offers! How to Save Money on Vacation Easily Don’t Spend a … Read more

7 Sneaky Simple Ways To Trick Yourself Into Saving Money

by Hank Coleman

Sneaky Ways To Trick Yourself Into Saving Money

The savings rate in America is dismal, and it’s heading in the wrong direction. According to the latest data from the Bureau of Economic Analysis, the personal savings rate in America is 4.5%, down from 5.6% the previous year. But do you know what’s the greatest hindrance to you increasing your savings? You. Your brain is the biggest thing holding you back from saving more, and one of the best ways to combat this is to trick yourself into saving money every day. You have to make savings a game. Here are five sneaky ways to do so. Saving money isn’t easy. Sometimes you have to trick yourself into saving money if you want to get it done at all. You have … Read more

9 Tips for saving $1,000 in 12 months

by Jeremy

What would an extra $1,000 do for you? Whether you need to pay off a handful of bills, reduce debt payments or pay for a vacation, most people would agree that extra cash is helpful. Here are some great ideas to save money. Not all of these suggestions will work for you. Read through and check out the items that will help you the most. If you need a little extra cash this year, here are a few ideas to save money that can save at least $1,000 this year. Top 9 Easy Ideas to Save Money Low Income Benefits If you are a low income earner really finding it difficult to get by…then get help! Did you know that there are … Read more

How to Save to Buy a Home While Barely Make Ends Meet

by Guest Contributor

Buying a home is a smart investment in your own future, and it’s an aim everyone should start with as early as possible. Nevertheless, in some cases, it does make sense to put off such an investment — such as when you are unsure of the future of your job, or your marriage, or when home values appear volatile. Saving to buy a home even when you live paycheck to paycheck is possible. Most people who put off the decision to buy a home, though, have none of these reasons in mind. They simply choose to delay the day they buy, because they cannot figure out how they might ever put together enough each month for mortgage payments, leave alone a … Read more