November 2017

How Our Minds Get in the Way of Our Money with Behavioral Finance

Many of you may not have heard of the term behavioral finance, but it is hard to find a point where our minds do not get in the way of our money. It happens all the time. We try to kid ourselves that we are rational human beings who make rational decisions, but history and our stock market has proved us wrong time and time again. In fact, we let our emotions take hold of us more often than we would like to admit much to the detriment of our finances. Below are three classic examples of behavioral finance and how we behave irrationally with our money and let our minds get in the way and cost us. We Have … Read more

SpotOption CRM and Spot+: Differences from a Technical Point of View

by Guest Contributor

Does Your CRM Include Maximum Marketing Automation? A broker in the arena of online trading can only expect to be as successful as the technology powering his or her business allows. The goal here is for the underlying platform to present an effortless frontend and backend. It’s got to be dead simple for the end user (the trader) to use, or they will soon be looking for a new company with which to place their trades. The same goes for the broker running the show. The backend that guides the services and interactions with the client needs to be easy to use and full-featured. With these ideas in mind, Pini Peter and SpotOption have invested heavily in its state-of-the-art Customer … Read more

MoneyLion Review – Personal Loans, Credit Monitoring, Rewards, and More

by Hank Coleman

Did you know that 70% of Americans reportedly wouldn’t be able to cover a $2,000 unexpected expense? Perhaps this figure isn’t surprising, especially if you’re in the same boat. So, what happens when huge expenses arise out of nowhere? Typically, people either put the expense on their credit cards – and rack up more debt as a result of high interest rates – or take out a personal loan (also with considerably high interest) to cover the emergency costs. This can be a serious setback for anyone trying to improve their financial situation, but at last, a better option exists – MoneyLion. Founded in 2013, MoneyLion has become immensely popular among consumers due to its easy-to-use app and rewards-based program … Read more

How to Save for an Early Retirement

by Guest Contributor

When you’re young and dumb as the saying goes, you don’t really think about things in the future like owning a home, marriage, pensions, and retirement. Retirement is especially a victim of this mindset because people usually retire in their late 60s/mid-70s. That’s a long way away. So it’s understandable why you wouldn’t take it into consideration early in life but there are ways in which you can dramatically reduce this number and all you need is some consistency, restraint, and patience. Allow me to share with you a few tips and ideas that when used wisely, can help you achieve an early retirement. The Company Pension Scheme Company pension schemes are one of the best ways to save for … Read more

5 Smart Ways to Save on Gifts this Christmas

by Hank Coleman

Christmas is right around the corner, but luckily, we still have over a month to plan this year’s gift list and try to save money by avoiding last-minute shopping. Do you know how to save money on Christmas gifts? Below I’ve listed some ideas that might help you spend less on your gifts this year and even make Christmas shopping an enjoyable (and dare I say it, stress-free) experience. How to Save Money on Christmas Gifts Actually Write a List Although obvious, most of the time we just go shopping and completely forget to list the people and the gifts we think they might like. But, making a list is not all: use it as a springboard to determine the Christmas … Read more

Top 5 Simple Ways to Save Money for Your Next Holiday

by Guest Contributor

Why Online Shopping Is Best for Christmas Shopping

When you’re planning your budget for your next holiday, you might be worried about how much you’re going to have to spend. Or, maybe you’re putting off taking a holiday because you can’t afford it. Either way, there are a number of ways that you can ways to save money for your next holiday so you can enjoy it without breaking the bank. How to Save Money for Your Next Holiday Here are the top 5 ways to save money for your next holiday. House Sit House sitting is a great way to save money for your next holiday. Rather than spending money on rent each month, you can live in somebody else’s house for a time. Recently, there has … Read more