May 2019

Top 5 Frugal Tips for Taking Your Family Out to Baseball Games

Let’s face it. Baseball games are expensive. It costs a lot of money to take your family to see professional baseball games. But, it doesn’t have to cost a fortune if you’re smart. There are tips for baseball games and ways to save money. In the good ol’ days of baseball, families could easily afford a stadium’s admission prices, enjoy crackerjacks during the game, and sometimes even run onto the field afterward to celebrate their team’s victory. Nowadays, ticket prices are more expensive than ever. Overpriced fast food franchises have replaced traditional baseball food fare, and security has an ever-growing presence in stadiums. However, affording a family day of fun at the ballpark is still perfectly manageable if you approach … Read more

What You Should Do with the Reward Points You’re Sitting On

by Hank Coleman

You may not be fully aware of it, but you’re probably sitting on your own personal treasure hoard: a stash of airline miles, hotel points, or reward points you’ve earned through your credit cards. According to statistics compiled by Points.com and its parent Points International (PCOM), a company specializing in helping consumers trade, exchange, and redeem reward points, the average American is hoarding more than 61,000 reward points through various programs. Americans have more than 2.65 billion loyalty memberships — 21.4 per household. This would be fine if we were spending those points — but we’re not. According to a report by Forrester Research, only 16 percent of us redeem the points that we earn each year. Why do we … Read more

What to Do Right Now If You Hate Your Job

by Hank Coleman

It is a hard thing to get up every morning when you hate your job. Far too many Americans are stuck in jobs they hate, dead-end jobs, or work where they aren’t fulfilled. According to a recent study by the Society for Human Resource Management (SHRM), only 29% of workers age 31 to 61 years-old say that they are very satisfied with their job. That’s a lot of other people in the workforce who either hate their job or just thinks that it is okay. So, what can you do if you hate your job? There are a few things you can do or moves that you can make to help position yourself to either transition to a new job … Read more

Top 4 Mistakes to Avoid When You Move Out of Your Parents’ Home

by Hank Coleman

Mistakes to avoid when moving out on your own

Moving out can be the best and worst time of your life. There are many ways that you can trip up when you are moving out on your own from your parent’s home for the first time. There are many financial mistakes when you are moving out on your own and moving out for the first time. On one hand, you get unparalleled levels of freedom that you never had living with your parents. Stay up until 3am playing video games? Sure! Drink a cocktail or two after work or school? Why not? But with great freedom comes great responsibility. And, if you’re not prepared, moving out on your own might end in you moving back with your parents. Here are a few financial … Read more

Five Apps That Can Help You Rebuild Your Finances

by Guest Contributor

Just about everyone has been through difficult financial times, and sometimes it leaves us wondering how we can possibly get back on our feet. Opening a savings or free checking account can be especially tough because of the hidden fees that are simply unaffordable. But, they can help you rebuild your finances. With more and more tech to help us out, however, it’s becoming easier to dig yourself out of a financial pitfall. There are free online banking accounts as well as various apps that can help you rebuild your finances. Here are just a few that can help you rebuild. 1. Credit Karma Mobile Credit Karma free app has three tools to help you out with your credit score: … Read more

5 Sources of Unclaimed Money to Check Out

by Collaborative Poster

Whether you’re saving for a deposit on a house, hoarding cash for a big holiday or simply trying to pay the bills, extra cash is always helpful. With billions of dollars currently unclaimed, you may be entitled to funds you didn’t even realize you had. Check out these five sources of unclaimed cash and see if you are missing out on the money you’re owed… 1. Use State Services All states are required to have a department designated to deal with unclaimed funds. Find out which department handles unclaimed funds in your state and contact them to find out how you can search for any funds you are entitled to. Often, a simple online search is all it takes to … Read more