How to Handle Gift Giving on a Budget
Searching for gifts for those close to you is a challenge for many people. You may have bought a gift and then seen something else that you know they would really love and bought that too. Before you know it, you have spent more money than you can afford, and it can take a while to clear the debt. You need to work to practice gift giving on a budget. Most financial advisors suggest that you spend no more on a gift that you can pay off in one or two months. Gift giving on a budget does not mean choosing cheap gifts that lack quality or suitability. What it does means is that you choose the best gift for your … Read more