October 2021

Review of RealtyMogul – How to Start Investing in Commercial Real Estate

Are you looking to diversify your investment portfolio? Have you wanted to invest in real estate, but you don’t know where or how to start? Then RealtyMogul might be the site for you. RealtyMogul is an online platform designed to give investors direct access to commercial real estate investments, allowing them to diversify their portfolios and generate strong returns on capital. With RealtyMogul’s user-friendly website and comprehensive resources, you can invest in real estate with confidence, knowing that there’s a dedicated team working hard every day to bring you high-quality deals across the country. With RealtyMogul, you can invest in commercial real estate deals that are vetted by a team of experts. You’ll have access to high-quality properties and the … Read more

Forget Online Dating – Stock Screeners Will Find the Perfect Match for You

by Guest Contributor

These days, it seems as though everyone has taken to the internet to find their soulmate. Long gone are the days of carefully vetting your perfect match by sitting in a cafe or a bar and trying to get to know them better. Not only does nobody have time for such antics, but trying to find mister or missus right the old-fashioned way is both high-risk and inefficient. And no doubt, the absolute same can be said for the stock market. Who has time to waste on overvalued, poorly performing securities when there are so many more out there to choose from? Now, it’s important to make a careful distinction here: Just as you’d want to make sure you carefully … Read more

Early Retirement Withdrawals – How and When to Conduct a Withdraw

by Hank Coleman

IRS data has shown that Americans lose approximately $5.7 billion per year on early withdrawal penalties when they take out funds from their 401k Retirement Plans or IRAs before meeting the minimum age requirements (59 ½). In 2020, Section 2202 of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) created an exemption for early distributions related to the coronavirus pandemic in which individuals could withdraw up to $100,000 from their retirement accounts without being subject to the 10% early withdrawal penalty (though they would have to count the distributions as part of their income for tax-reporting purposes for the next 3 years). To qualify for the no-penalty early withdrawal – which was extended into 2021 thanks to the … Read more

6 Must-Have Qualities in an Investor to Make Smart Investments

by Guest Contributor

Considering the significance of compounding, the importance of investing cannot be exaggerated in one’s life. Smart investments enable investors irrespective of their experience to reap the benefits of this practice more effectively while securing their financial condition in the future. A common behavioral pattern can be seen among most successful traders, which implies the fact that by adopting certain qualities one can reach their desired financial objectives successfully. There is an array of different types of assets available in the market to invest your capital in; determining your style, having adequate knowledge, and following specific traits are the aspects that separate you from the crowd. 1. Having adequate patience The level of persistence, far beyond all other qualities, has an influence on … Read more

5 Ways to Decrease Your Car Expenses

by Guest Contributor

The cost of running your car be a sizeable part of your monthly bill. Between tax, insurance premiums, maintenance, and even parking, the total expenses can be shockingly high. In fact, the average monthly cost of running a car is estimated to be a whopping $713, including depreciation. Thankfully, there are plenty of simple things you can do to shave a lot off your bill. Here are 5 to get you started to decrease your car expenses. Compare Insurance Providers Car insurance premiums can easily exceed $100 a month. As such, they are one of the most substantial parts of your monthly vehicle expenses. And while it can be convenient to just roll over your coverage with your current provider … Read more

Taxes Working From Home – 3 Important Considerations During COVID-19

by Hank Coleman

As millions of taxpayers prepare to file their 2020 taxes, a question that many telecommuting employees, independent contractors, and freelancers are wondering is: which of my remote work expenses can I write off on my taxes, and how much? Here’s what you need to know about taxes working from home. Taxes Working From Home The answer varies widely, depending on your employment classification, expenses incurred during the pandemic, whether your employer reimbursed you for remote work-related expenses, and which state you live in. To help you understand what your tax situation might look like this year, here are three of the most important things to know before filing your 2020 taxes: Employees vs. Independent Contractors The Tax Cuts and Jobs … Read more