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The following is a guest post by Brian T. Boyd, Esq., the author of Replace Your Income: A Lawyer’s Guide to Finding, Funding, and Managing Real Estate Investments. If you’d like to submit a guest post to Money Q&A, be sure to check out our guest posting guidelines. Over the last few years, Americans are sitting on a historic level of home equity. Meanwhile, the stock market is in turmoil, inflation is at a 40-year high, and interest rates continue to rise. Americans are worried about their retirement, their quality of life, and whether they will have enough to be financially independent after doing all the “right things.” To those people, I suggest they look into real estate investing. Real … Read more

As you’ve probably noticed, the housing market has experienced unprecedented sales opportunities over the past several months. It’s gotten to the point where many would-be buyers cannot keep up with the frenetic pace of bidding wars that often lead to homes selling for 10-30% or more over the asking price. But is it ever right to never buying a home? The hot market is likely the culmination of several factors, including ultra-low interest rates, higher-income workers saving a lot more money over the pandemic by staying home most of the time, and a significant shift in consumer lifestyle preferences from chic urban apartments to bigger homes in the less-populous suburbs. Why Never Buying a Home May Be Okay If you had … Read more